46692 Poma Ct, Macomb, MI 48044 Property Records

Macomb County property record for 46692 Poma Ct, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,076 sqft · built 1988
Lot Size	0.263 acres (11,456 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Aug 2007)
Tax Bill	$3,543 (2025)
Deeds & Mortgages	Jun 2026 Sale Aug 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-31-101-026`

Property Details

APN / Parcel Number

Primary APN	`20-08-31-101-026`
Alternative APN	`0831101026`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,076 sqft Living Area
1st Floor Area	2,018 sqft
Basement Area	2,018 sqft
Unfinished Basement	2,018 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1989
Architectural Style	Ranch
Construction Type	Brick
Lot Area	11,456 sqft (0.263 acres)
Lot Dimensions	122 ft deep x 94 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	46692 POMA CT
City	MACOMB
State	MI
Zip	48044-4701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BRECKENRIDGE VILLAGE SUB NO 3 LOT 419 LIBER: 83 PAGES: 15-19
Legal Subdivision	BRECKENRIDGE VILLAGE SUB
Legal Lot Number	419
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2005
Census Tract	224500

Owner

Source: Macomb County assessment roll, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	46692 POMA CT, MACOMB, MI 48044-4701
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Aug 9, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 AT SUBURBAN

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 20, 2007 · Amount on Record
Deed Sale	Aug 20, 2007 · Amount on Record
Deed Document Number	20077115835
Deed Book / Page	18895 / 89
Last Transfer Date	Jun 23, 2026
Transfer Doc	0000060911
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MACOMB MI
Recording Date	Jun 26, 2026
Property Address	46692 POMA CT, MACOMB, MI 48044-4701
Document Number	0000060911
Book / Page	30733 / 510
Instrument Date	Jun 23, 2026
Instrument	202660911
Transaction Type	Transfer
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	46692 POMA CT, MACOMB, MI 48044-4701

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	46692 POMA CT, MACOMB, MI 48044-4701
Transaction Type	Mortgage
Record Updated	Sep 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46692 POMA CT, MACOMB, MI 48044-4701

Mortgage

Document Number	2300068248
Date	Aug 9, 2023
Book Page	29248/345
Instrument	202300068248

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 26, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	46692 POMA CT, MACOMB, MI 48044-4701
Document Number	0000070331
Instrument Date	Jun 9, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	46692 POMA CT MACOMB MI 480444701, MACOMB, MI 48044-4701

Mortgage

Document Number	0000070331
Date	Jun 22, 2020
Book Page	026780/000521
Instrument	70331

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 21, 2035

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Utica Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$207,500 (+21.56%)	$415,000 (+21.56%)
2025	$3,543.00 (+8.95%)
2023		$170,700	$341,400
2022	$3,252.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1981–1990)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Feb 1990 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: WOW Internet, Cable & Phone.

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