Koochiching County property record for 4675 E Co Rd 3, Ray, MN 56669 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2005 |
| Square Footage | 1,328 sqft Gross Area |
| Lot Size | 514,879 sqft (11.8 acres) |
| Garage | 5,408 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,422.00 (2026) |
| Primary APN | 05-042-14100 |
|---|---|
| Alternative APN |
|
| Building Area | 1,328 sqft Gross Area |
|---|---|
| 1st Floor | 1,328 sqft 1st Floor |
| Basement Area | 1,232 sqft Basement |
| Finished Basement | 1,232 sqft Finished |
| Unfinished Basement | 1,232 sqft Unfinished |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Logs Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 514,879 sqft (11.8 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 5,408 sqft Garage |
| Deck Area | 48 sqft Deck |
| Storage Building | 240 sqft Storage Building |
| Cooling System | Central Cooling |
|---|
| Account Number | 1214 |
|---|---|
| Street Address | 4675 E COUNTY ROAD 3 |
| City | KABETOGAMA |
| State | MN |
| Zip | 56669-9012 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | W'LY 390' OF SE-NE |
| Legal Range | 22 |
| Legal Township | 068 |
| Legal Section | 02 |
| Jurisdiction | KOOCHICHING MN |
| Minor Civil Division | RAINY LAKE |
| Census Blockgroup | 2 |
| Census Block | 2036 |
| Census Tract | 790300 |
Source: Koochiching County records · APN 05-042-14100
Assessment roll updated April 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4675 E COUNTY ROAD 3, KABETOGAMA, MN 56669-9012 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 12, 2010 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Oct 11, 2016 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTAR FCU |
| Nov 01, 2007 | Deed of Trust, Mortgage · Line of Credit BREMER BANK NA |
| Apr 21, 2008 | Warranty Deed, Transfer · Conventional Mortgage BREMER BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Apr 15, 2008 |
| Transfer Doc | 0000262311 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOOCHICHING MN |
| Property Address | 4675 E COUNTY ROAD 3, KABETOGAMA, MN 56669-9012 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | A000269988 |
|---|---|
| Date | Oct 12, 2010 |
| Instrument | A000269988 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 01, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOOCHICHING MN |
| Property Address | 4675 E COUNTY ROAD 3, KABETOGAMA, MN 56669-9012 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000286203 |
|---|---|
| Date | Oct 11, 2016 |
| Instrument | A000286203 |
| Name | TRUSTAR FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 01, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOOCHICHING MN |
| Property Address | 4675 E COUNTY ROAD 3, KABETOGAMA, MN 56669-9012 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000260913 |
|---|---|
| Date | Nov 01, 2007 |
| Instrument | A000260913 |
| Name | BREMER BANK NA |
|---|---|
| Type | Bank |
| Address | INTERNATIONAL FALLS, MN 56649 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Oct 15, 2012 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KOOCHICHING MN |
| Recording Date | Apr 21, 2008 |
| Property Address | 4675 E COUNTY ROAD 3, KABETOGAMA, MN 56669-9012 |
| Document Number | A000262311 |
| Instrument Date | Apr 15, 2008 |
| Instrument | A000262311 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4675 E COUNTY ROAD 3, RAY, MN 56669-9012 |
| Document Number | A000262312 |
|---|---|
| Date | Apr 21, 2008 |
| Instrument | A000262312 |
| Name | BREMER BANK NA |
|---|---|
| Type | Bank |
| Address | LAKE ELMO, MN 55042 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2023 |
Source: Koochiching County records · Assessment roll updated April 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Koochiching County |
| Unified School District | International Falls School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,422.00 (+9.49%) Homeowner's exemption | ||
| 2025 | $2,212.00 (+32.93%) | $270,700 (+9.42%) Land $30,000 Building $240,700 | $270,700 (+9.42%) Land $30,000 Building $240,700 |
| 2024 | $1,664.00 Homeowner's exemption | $247,400 Land $30,000 Building $217,400 | $247,400 Land $30,000 Building $217,400 |
Source: FEMA National Flood Hazard Layer, Koochiching County (27071C), updated November 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 65% of the US · above 86% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 725 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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