Koochiching County property record for 4290 E Co Rd 3, Ray, MN 56669 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Architecture Style | Ranch |
| Year Built | Built 1995 |
| Square Footage | 1,360 sqft Gross Area |
| Lot Size | 1,742,400 sqft (40 acres) |
| Garage | 1,008 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $185,000 (2022) |
| Tax Bill | $1,766.00 (2026) |
| Primary APN | 06-022-44000 |
|---|---|
| Alternative APN |
|
| Building Area | 1,360 sqft Gross Area |
|---|---|
| 1st Floor | 1,360 sqft 1st Floor |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch Style |
| Exterior Material | Composition/Composite Exterior |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 1,742,400 sqft (40 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Area | 1,008 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 32 sqft Shed |
| Deck Area | 80 sqft Deck |
| Sauna | Sauna |
| Storage Building | 140 sqft Storage Building |
| Cooling System | Central Cooling |
|---|
| Account Number | 1524 |
|---|---|
| Street Address | 4290 E COUNTY ROAD 3 |
| City | KABETOGAMA |
| State | MN |
| Zip | 56669-9017 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SE 1/4 SE 1/4 |
| Legal Range | 22 |
| Legal Township | 069 |
| Legal Section | 22 |
| Jurisdiction | KOOCHICHING MN |
| Minor Civil Division | RAINY LAKE |
| Census Blockgroup | 2 |
| Census Block | 2021 |
| Census Tract | 790300 |
Source: Koochiching County records · APN 06-022-44000
Assessment roll updated April 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4290 E COUNTY ROAD 3, KABETOGAMA, MN 56669-9017 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK |
| Apr 15, 2016 | Deed of Trust, Mortgage · Commercial Mortgage TRUSTAR FCU |
| Aug 26, 2005 | Deed of Trust, Mortgage · Line of Credit TRUSTAR FCU |
| Aug 02, 2022 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) BREMER BANK |
| Feb 04, 2021 | Quit Claim Deed, Transfer Quitclaim Document |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 01, 2022 · Amount on Record |
| Deed Sale | Aug 01, 2022 · Amount on Record |
| Prior Sale | Mar 25, 2015 · Amount on Record |
| Deed Doc Number | 20221448068 |
| Prior Transfer Date | Dec 17, 2020 |
| Prior Transfer Doc | 0000296535 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOOCHICHING MN |
| Property Address | 4290 E COUNTY ROAD 3, KABETOGAMA, MN 56669-9017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000308292 |
|---|---|
| Date | Feb 20, 2026 |
| Instrument | A000308292 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 25, 2056 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOOCHICHING MN |
| Property Address | 4290 E COUNTY ROAD 3, KABETOGAMA, MN 56669-9017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000284993 |
|---|---|
| Date | Apr 15, 2016 |
| Instrument | A000284993 |
| Name | TRUSTAR FCU |
|---|---|
| Type | Credit Union |
| Address | INTERNATIONAL FALLS, MN 56649 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 37 Months |
| Due | May 01, 2019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOOCHICHING MN |
| Property Address | 4290 E COUNTY ROAD 3, KABETOGAMA, MN 56669-9017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000253173 |
|---|---|
| Date | Aug 26, 2005 |
| Instrument | A000253173 |
| Name | TRUSTAR FCU |
|---|---|
| Address | INTERNATIONAL FALLS, MN 56649 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 25, 2020 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KOOCHICHING MN |
| Recording Date | Aug 02, 2022 |
| Property Address | 4290 E COUNTY ROAD 3, KABETOGAMA, MN 56669-9017 |
| Document Number | A000300404 |
| Instrument Date | Aug 01, 2022 |
| Instrument | A000300404 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Address | 4290 E COUNTY ROAD 3, RAY, MN 56669-9017 |
| Document Number | A000300405 |
|---|---|
| Date | Aug 02, 2022 |
| Instrument | A000300405 |
| Name | BREMER BANK |
|---|
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Aug 01, 2032 |
| Index | 1-Year CMT |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KOOCHICHING MN |
| Recording Date | Feb 04, 2021 |
| Property Address | 4290 E COUNTY ROAD 3, KABETOGAMA, MN 56669-9017 |
| Document Number | A000296535 |
| Instrument Date | Dec 17, 2020 |
| Instrument | A000296535 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4890 E COUNTY ROAD 3, RAY, MN 56669 |
Source: Koochiching County records · Assessment roll updated April 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Koochiching County |
| Unified School District | International Falls School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,766.00 (+9.15%) Homeowner's exemption | ||
| 2025 | $1,618.00 (+93.08%) | $215,400 (+7.75%) Land $42,500 Building $172,900 | $215,400 (+7.75%) Land $42,500 Building $172,900 |
| 2024 | $838.00 Homeowner's exemption | $199,900 Land $42,500 Building $157,400 | $199,900 Land $42,500 Building $157,400 |
Source: FEMA National Flood Hazard Layer, Koochiching County (27071C), updated November 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 54% of the US · above 81% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 833 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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