46725 Summit Ter, Sterling, VA 20164 Property Records

Loudoun County property record for 46725 Summit Ter, Sterling, VA 20164 · Last verified June 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Condominium
Bedrooms2 Beds
Bathrooms2.5 Baths
Architecture StyleTownhouse
Year BuiltBuilt 2000
Square Footage1,428 sqft Living Area
OccupancyOwner Occupied
Last Sale$195,000 (2012)
Tax Bill$3,331.00 (2025)

Property Details

APN / Parcel Number

Primary APN014-36-6193-076
Alternative APN
  • 81 F 1CM16130

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures9 Plumbing Fixtures
Building Area1,428 sqft Living Area
1st Floor486 sqft 1st Floor
Basement Area350 sqft Basement
Finished Basement350 sqft Finished
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2000
Architectural StyleTownhouse Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Shed1 Shed
Shed Area40 sqft Shed
Patio Area48 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address46725 SUMMIT TER
CitySTERLING
StateVA
Zip20164-2396
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionROLLING RIDGE TH CONDO PH.16 UNIT 130 201202130010833
Legal SubdivisionROLLING RIDGE TH CONDO PH.1
Legal Phase16
Legal Block1
Legal Unit130
JurisdictionLOUDOUN VA
Minor Civil DivisionSTERLING
Census Blockgroup1
Census Block1009
Census Tract611300

Owner

Source: Loudoun County records · APN 014-36-6193-076

Assessment roll updated August 11, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address46725 SUMMIT TER, STERLING, VA 20164-2396
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 07, 2026Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Dec 22, 2020Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
MCLEAN MTG
Dec 09, 2017Deed of Trust, Mortgage · Conventional Mortgage
WYNDHAM CAP MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 13, 2012 · Amount on Record
Deed SaleFeb 13, 2012 · Amount on Record
Deed Doc Number201210833
Record RefreshedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address46725 SUMMIT TER, STERLING, VA 20164-2396
Transaction TypeMortgage
Record UpdatedJan 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000747
DateJan 07, 2026
Instrument20260107-0000747
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 07, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDOUN VA
Recording DateDec 22, 2020
Property Address46725 SUMMIT TER, STERLING, VA 20164-2396
Document Number20201222126423
Instrument DateDec 18, 2020
Instrument126423
Transaction TypeTransfer
Record UpdatedJan 19, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$335.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address46725 SUMMIT TER #130 STERLING VA 201642396, 130, STERLING, VA 20164-2396

Mortgage

Document Number20201222126424
DateDec 22, 2020
Instrument126424
Lender
NameMCLEAN MTG
TypeMortgage Company
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueDec 21, 2050
Interest
Rate TypeFixed Rate

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address46725 SUMMIT TER, STERLING, VA 20164-2396
Document Number20171214077289
Instrument DateDec 09, 2017
Transaction TypeMortgage
Record UpdatedJan 03, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20171214077289
DateDec 14, 2017
Instrument77289
Lender
NameWYNDHAM CAP MTG
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueDec 13, 2037
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Loudoun County records · Assessment roll updated August 11, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,331.00 (+11.48%)$413,800 (+21.16%) Land $100,000 Building $313,800$413,800 (+21.16%) Land $100,000 Building $313,800
2023$2,988.00$341,540 Land $100,000 Building $241,540$341,540 Land $100,000 Building $241,540

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Loudoun County (51107C), updated June 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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