46724 Summit Ter, Sterling, VA 20164 Property Records

Loudoun County property record for 46724 Summit Ter, Sterling, VA 20164

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,245 sqft · built 1991
Owner	Individual Name on Record
Last Sale	$430,000 (May 2026)
Tax Bill	$3,286 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`014-36-6193-081`

Property Details

APN / Parcel Number

Primary APN	`014-36-6193-081`
Alternative APN	`81 F 1CM17135`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,245 sqft Living Area
1st Floor Area	405 sqft
Basement Area	405 sqft
Finished Basement	405 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt

Exterior Amenities

Deck Area	Deck Area
Patio Area	108 sqft
Shed	1 Shed
Shed Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	46724 SUMMIT TER
City	STERLING
State	VA
Zip	20164-2396
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PDH3
Legal Description	ROLLING RIDGE TH CONDO PH.17 UNIT 135 200905270033532
Legal Subdivision	ROLLING RIDGE TH CONDO PH.1
Legal Phase	17
Legal Block	1
Legal Unit	135
Jurisdiction	LOUDOUN VA
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1009
Census Tract	611300

Owner

Source: Loudoun County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	46724 SUMMIT TER, STERLING, VA 20164-2396
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed, Transfer · Conventional Mortgage RME FEDERAL CREDIT UNION
Aug 30, 2021	Warranty Deed, Transfer · Conventional Mortgage HOME SAVINGS & TRUST MORTGAGE
Jun 11, 2018	Warranty Deed, Transfer · Conventional Mortgage COLONIAL MTG SVC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2026 · Amount on Record
Deed Sale	May 11, 2026 · Amount on Record
Prior Sale	Jun 25, 2024 · Amount on Record
Deed Document Number	202624312
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUDOUN VA
Recording Date	May 11, 2026
Property Address	46724 SUMMIT TER, STERLING, VA 20164-2396
Document Number	0000024312
Instrument Date	May 5, 2026
Instrument	2026.24312
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43,430.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0000024313,
Date	May 11, 2026
Instrument	2026..24313

Lender

Name	RME FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Aug 30, 2021
Property Address	46724 SUMMIT TER, STERLING, VA 20164-2396
Document Number	0000091622
Instrument Date	Aug 27, 2021
Instrument	202108300091622
Transaction Type	Transfer
Record Updated	Oct 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46724 SUMMIT TER, STERLING, VA 20164-2396

Mortgage

Document Number	0000091623
Date	Aug 30, 2021
Instrument	202108300091623

Lender

Name	HOME SAVINGS & TRUST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Jun 11, 2018
Property Address	46724 SUMMIT TER, STERLING, VA 20164-2396
Document Number	20180611033025
Instrument Date	Jun 8, 2018
Instrument	33025
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46724 SUMMIT TER STERLING VA 201642396, STERLING, VA 20164-2396

Mortgage

Document Number	20180611033026
Date	Jun 11, 2018
Instrument	33026

Lender

Name	COLONIAL MTG SVC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,286.00 (+22.93%)	$408,200 (+33.58%) Land $100,000 Building $308,200	$408,200 (+33.58%) Land $100,000 Building $308,200
2023	$2,673.00	$305,580 Land $100,000 Building $205,580	$305,580 Land $100,000 Building $205,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1999 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Cox Communications.

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