4672 Trails End Rd, Denver, NC 28037 Property Records

Lincoln County property record for 4672 Trails End Rd, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,683 sqft · built 1995
Lot Size	0.549 acres (23,914 sqft)
Owner	Individual Name on File
Last Sale	$600,000 (Mar 2025)
Tax Bill	$2,414 (2026)
Deeds & Mortgages	Feb 2026 Line of Credit Mar 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`4615-06-3077`

Property Details

APN / Parcel Number

Primary APN	`4615-06-3077`
Alternative APNs	`461509063077` `105034` `309236` `57338`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,683 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Custom Design
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	23,914 sqft (0.549 acres)
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	309236
Street Address	4672 TRAILS END RD
City	DENVER
State	NC
Zip	28037-5427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	8 LITTLE CREEK LANDING
Legal Subdivision	LITTLE CREEK LNDG
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	3
Census Block	3003
Census Tract	71203

Owner

4672 Trails End Rd is owned and occupied by an individual who bought it in March 2025.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4672 TRAILS END RD, DENVER, NC 28037-5427
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Mar 8, 2022	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL SAVINGS BANK OF LINCOLNTON
Mar 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL SAVINGS BANK OF LINCOLNTON
Apr 8, 2020	Deed of Trust, Mortgage FIFTH THIRD BANK
Mar 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK/NTHRN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2025 · Amount on File
Deed Sale	Mar 14, 2025 · Amount on File
Prior Sale	Jan 4, 1995 · Amount on File
Deed Document Number	2025691749
Deed Book / Page	3392 / 570
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	4672 TRAILS END RD, DENVER, NC 28037-5427
Transaction Type	Mortgage
Record Updated	Mar 3, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003479278
Date	Feb 20, 2026
Book Page	3479/278
Instrument	705720

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	4672 TRAILS END RD, DENVER, NC 28037-5427
Transaction Type	Mortgage
Record Updated	Mar 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4672 TRAILS END RD, DENVER, NC 28037-5427

Mortgage

Document Number	0003143611
Date	Mar 8, 2022
Book Page	3143/611
Instrument	648667

Lender

Name	FIRST FEDERAL SAVINGS BANK OF LINCOLNTON
Type	Bank
Address	LINCOLNTON, NC 28092

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Mar 25, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	4672 TRAILS END RD, DENVER, NC 28037-5427
Transaction Type	Mortgage
Record Updated	Mar 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003143594
Date	Mar 8, 2022
Book Page	3143/594
Instrument	648666

Lender

Name	FIRST FEDERAL SAVINGS BANK OF LINCOLNTON
Type	Bank
Address	LINCOLNTON, NC 28092

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	4672 TRAILS END RD, DENVER, NC 28037-5427
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2896818
Date	Apr 8, 2020
Book Page	2896/818
Instrument	606958

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	4672 TRAILS END RD, DENVER, NC 28037-5427
Document Number	2736734
Instrument Date	Mar 24, 2018
Transaction Type	Mortgage
Record Updated	Apr 26, 2018
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4672 TRAILS END RD DENVER NC 280375427, DENVER, NC 28037-5427

Mortgage

Document Number	2736734
Date	Apr 17, 2018
Book Page	002736/000734
Instrument	576718

Lender

Name	FIFTH THIRD BK/NTHRN
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 4672 Trails End Rd was $2,414, up 0.6% from the year before.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,414.00 (+0.63%)	$373,531 (-) Land $98,000 Building $275,531	$373,531 (-) Land $98,000 Building $275,531
2025	$2,399.00	$373,531 Land $98,000 Building $275,531	$373,531 Land $98,000 Building $275,531
2023	$2,372.00	$373,531 Land $98,000 Building $275,531	$373,531 Land $98,000 Building $275,531

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4672 Trails End Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4672 Trails End Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: T-Mobile.

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