4645 Trails End Rd, Denver, NC 28037 Property Records

Lincoln County property record for 4645 Trails End Rd, Denver, NC 28037

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,965 sqft · built 1979
Lot Size0.712 acres (31,015 sqft)
OwnerIndividual Name on Record
Last Sale$130,000 (Nov 1995)
Tax Bill$4,864 (2026)
Deeds & MortgagesMay 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN4615-05-1747

Property Details

APN / Parcel Number

Primary APN4615-05-1747
Alternative APNs
  • 461509051747
  • 30659
  • 77932

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,965 sqft Living Area
Basement Area1,786 sqft
Unfinished Basement1,786 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleCustom Design
Exterior MaterialWood Siding
Construction TypeFrame
Lot Area31,015 sqft (0.712 acres)
Boat AccessBoat Access
Boat House768 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number77932
Street Address4645 TRAILS END RD
CityDENVER
StateNC
Zip28037-9413
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-SF
Legal Description#13 SEC 36 CRESCENT
Legal SubdivisionCRESCENT LAND & TIMBER CORP LA
JurisdictionLINCOLN NC
Township / Civil DivisionCATAWBA SPRINGS
Census Block Group3
Census Block3003
Census Tract71203

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4645 TRAILS END RD, DENVER, NC 28037-9413
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 7, 1995 · Amount on Record
Deed SaleNov 7, 1995 · Amount on Record
Deed Book / Page921 / 207
Record UpdatedOct 29, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address4645 TRAILS END RD, DENVER, NC 28037-9413
Document Number2741236
Instrument DateMay 2, 2018
Transaction TypeMortgage
Record UpdatedMay 14, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4645 TRAILS END RD DENVER NC 280379413, DENVER, NC 28037-9413

Mortgage

Document Number2741236
DateMay 7, 2018
Book Page002741/000236
Instrument577602
Lender
NameCAROLINAS TELCO FCU
TypeCredit Union
AddressCHARLOTTE, NC 28208
Agreement
TypeLine of Credit
AmountAmount Recorded
Term264 Months
DueMay 6, 2040
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,864.00 (+1.38%)$775,942 (-) Land $400,038 Building $375,904$775,942 (-) Land $400,038 Building $375,904
2023$4,798.00$775,942 Land $400,038 Building $375,904$775,942 Land $400,038 Building $375,904

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLINCOLN COUNTY WTP
serves 49,693 people · EPA ID NC0155035
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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