4672 Thomas Rd, Henderson, NC 27537 Property Records

Vance County property record for 4672 Thomas Rd, Henderson, NC 27537

Property Summary

Property Type	Other Improved
Details	1,301 sqft · built 2019
Lot Size	1.18 acres (51,793 sqft)
Owner	Individual Name on Record
Last Sale	$189,000 (Apr 2020)
Tax Bill	$2,951 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0355 01038`

Property Details

APN / Parcel Number

Primary APN	`0355 01038`
Alternative APN	`1029462`

Interior

Building Area	1,301 sqft Finished Area
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Lot Area	51,793 sqft (1.18 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1029462
Street Address	4672 THOMAS RD
City	HENDERSON
State	NC
Zip	27537-4043
Property Category	Other
Property Type	Other > Other Improved
Legal Description	4672 THOMAS RD LOT 5 1.189
Legal Block	01
Legal Lot Number	5
Jurisdiction	VANCE NC
Township / Civil Division	TOWNSVILLE
Census Block Group	3
Census Block	3024
Census Tract	960200

Owner

Source: Vance County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4672 THOMAS RD, HENDERSON, NC 27537-4043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME BANK
Apr 3, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2020 · Amount on Record
Deed Sale	Apr 3, 2020 · Amount on Record
Deed Document Number	0013730240
Deed Book / Page	1373 / 0240
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VANCE NC
Property Address	4672 THOMAS RD, HENDERSON, NC 27537-4043
Transaction Type	Mortgage
Record Updated	Sep 1, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1399/384
Date	Aug 12, 2021
Book Page	1399/384
Instrument	3397

Lender

Name	FIRST HOME BANK
Type	Bank
Address	SEMINOLE, FL 33772

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VANCE NC
Recording Date	Apr 3, 2020
Property Address	4672 THOMAS RD, HENDERSON, NC 27537-4043
Document Number	1373/240
Book / Page	1373 / 240
Map Reference	MB Z PG 18
Instrument Date	Apr 1, 2020
Instrument	1126
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$378.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1011 W GANNON AVE, 1011, ZEBULON, NC 27597-2130

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4672 THOMAS RD, HENDERSON, NC 27537-4043

Mortgage

Document Number	1127
Date	Apr 3, 2020
Instrument	1127

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: Vance County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Vance County
Unified School District	Vance County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,951.00 (+62.32%)	$349,429 (+123.56%) Land $47,126 Building $302,303	$349,429 (+123.56%) Land $47,126 Building $302,303
2023	$1,818.00	$156,300 Land $20,719 Building $135,581	$156,300 Land $20,719 Building $135,581

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 units insured incl. 4 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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