4640 Thomas Rd, Henderson, NC 27537 Property Records

Vance County property record for 4640 Thomas Rd, Henderson, NC 27537

Property Summary

Property TypeOther Improved
Details1,296 sqft · built 2020
Lot Size1.18 acres (51,749 sqft)
OwnerIndividual Name on Record
Last Sale$189,000 (May 2020)
Tax Bill$2,951 (2025)
Deeds & MortgagesMay 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0355 01037

Property Details

APN / Parcel Number

Primary APN0355 01037
Alternative APN
  • 1029769

Interior

Building Area1,296 sqft Finished Area
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Lot Area51,749 sqft (1.18 acres)

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Account Number1029769
Street Address4640 THOMAS RD
CityHENDERSON
StateNC
Zip27537-4043
Property CategoryOther
Property TypeOther > Other Improved
Legal Description4640 THOMAS RD LOT 4 1.188
Legal Block01
Legal Lot Number4
JurisdictionVANCE NC
Township / Civil DivisionTOWNSVILLE
Census Block Group3
Census Block3024
Census Tract960200

Owner

Source: Vance County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4640 THOMAS RD, HENDERSON, NC 27537-4043
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 12, 2020 · Amount on Record
Deed SaleMay 12, 2020 · Amount on Record
Deed Document Number0013740761
Deed Book / Page1374 / 0761
Record UpdatedJun 8, 2026

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVANCE NC
Recording DateMay 12, 2020
Property Address4640 THOMAS RD, HENDERSON, NC 27537-4043
Document Number1374/761
Book / Page1374 / 761
Map ReferenceMB Z PG 18
Instrument DateMay 8, 2020
Instrument1532
Transaction TypeTransfer
Record UpdatedAug 27, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$378.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1011 W GANNON AVE, 1011, ZEBULON, NC 27597-2130

Transferred To (Grantee/Buyer)

NameVerified Name
Address4640 THOMAS RD, HENDERSON, NC 27537-4043

Mortgage

Document Number1533
DateMay 12, 2020
Instrument1533
Lender
NameCOASTAL FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Vance County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyVance County
Unified School DistrictVance County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,951.00 (+81.27%)$349,361 (+126.68%) Land $47,115 Building $302,246$349,361 (+126.68%) Land $47,115 Building $302,246
2023$1,628.00$154,118 Land $20,715 Building $133,403$154,118 Land $20,715 Building $133,403

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies8 units insured
incl. 4 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Thomas Rd

Nearby Streets

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