4670 SW Ardsley Dr, Stuart, FL 34997 Property Records

Martin County property record for 4670 SW Ardsley Dr, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,031 sqft · built 2020
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$759,000 (Aug 2023)
Tax Bill	$9,489 (2025)
Deeds & Mortgages	Aug 2023 Sale Jul 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-38-41-009-000-0031.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`41-38-41-009-000-0031.0-0-0000`
Alternative APNs	`41-38-41-009-000-00310-0` `1120872`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,031 sqft Living Area
Gross Area	2,472 sqft
1st Floor Area	2,031 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	7,405 sqft (0.17 acres)
View / Lot	Homesite
Garage Type	Attached
Garage Area	441 sqft
Porch	Open Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1120872
Street Address	4670 SW ARDSLEY DR
City	STUART
State	FL
Zip	34997-4527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 31 BANYAN BAY PUD PHASE 2A & 2B ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK 18 PAGE 6 PUBLIC RECORDS MARTIN COUNTY FLORIDA
Legal Range	41E
Legal Township	38S
Legal Section	41
Legal Subdivision	BANYAN BAY PUD PHASE 2A & 2B
Legal Block	2
Legal Lot Number	31
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2005
Census Tract	1103

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1356 LAKESHORE DR, MASSAPEQUA PARK, NY 11762-1700
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2023	Warranty Deed, Transfer COASTAL TITLE, COASTAL TITLE SERVICES INC
Jul 27, 2021	Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP
Jun 19, 2020	Special Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Dec 26, 2019	Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2023 · Amount on Record
Deed Sale	Aug 9, 2023 · Amount on Record
Prior Sale	Jul 27, 2021 · Amount on Record
Deed Document Number	20233030208
Deed Book / Page	3390 / 2038
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Aug 9, 2023
Property Address	4670 SW ARDSLEY DR, STUART, FL 34997-4527
Document Number	0033902038
Book / Page	3390 / 2038
Map Reference	MB 18 PG 6
Instrument Date	Aug 9, 2023
Instrument	3030208
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	COASTAL TITLE, COASTAL TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$5,313.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2164 SW ENGLISH GARDEN DR, PALM CITY, FL 34990-8617

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1356 LAKESHORE DR, MASSAPEQUA PARK, NY 11762-1700

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jul 27, 2021
Property Address	4670 SW ARDSLEY DR, STUART, FL 34997-4527
Document Number	0032440159
Book / Page	3244 / 159
Map Reference	MB 18 PG 6
Instrument Date	Jul 22, 2021
Instrument	2904343
Transaction Type	Transfer
Record Updated	Apr 11, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4670 SW ARDSLEY DR, 4670, STUART, FL 34997-4527

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 BALSAM CT, RUNNEMEDE, NJ 08078-1814

Mortgage

Document Number	0003244161
Date	Jul 27, 2021
Instrument	3244/161

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

June 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jun 19, 2020
Property Address	4670 SW ARDSLEY DR, STUART, FL 34997-4527
Document Number	0031362648
Book / Page	3136 / 2648
Map Reference	MB 18 PG 6
Instrument Date	Jun 18, 2020
Instrument	2820771
Transaction Type	Transfer
Record Updated	Apr 11, 2022
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,320.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1450 CENTREPARK BLVD STE 340, 1450, WEST PALM BEACH, FL 33401-7443

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4670 SW ARDSLEY DR, STUART, FL 34997-4527

Mortgage

Document Number	0031362650
Date	Jun 19, 2020
Instrument	3136/2650

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARTIN FL
Recording Date	Dec 26, 2019
Property Address	4670 SW ARDSLEY DR, STUART, FL 34997-4527
Document Number	0031020978
Book / Page	003102 / 000978
Instrument Date	Dec 20, 2019
Instrument	2791709
Transaction Type	Transfer
Record Updated	Jan 20, 2020
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

Amount	Amount Recorded
Tax	$15,008.39
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1450 CENTREPARK BLVD #340 WEST PALM BEACH FL 334017443, 340, WEST PALM BEACH, FL 33401-7443
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,489.00 (-2.16%)	$571,570 (+5.53%) Land $250,000 Building $321,570	$571,570 (+4%) Land $250,000 Building $321,570
2024	$9,698.00 (+10.43%)
2023	$8,782.00 (+3.45%) Additional exemption filed	$541,594 (+3%)	$549,590 (+4.52%) Land $235,000 Building $314,590
2022	$8,489.00 Homeowner's exemption	$525,820 Land $242,950 Building $282,870	$525,820 Land $242,950 Building $282,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 61 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	61 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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