4660 SW Ardsley Dr, Stuart, FL 34997 Property Records

Martin County property record for 4660 SW Ardsley Dr, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,592 sqft · built 2020
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$562,900 (Jul 2020)
Tax Bill	$10,700 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Dec 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`41-38-41-009-000-0030.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`41-38-41-009-000-0030.0-0-0000`
Alternative APNs	`41-38-41-009-000-00300-0` `1120871`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,592 sqft Living Area
Gross Area	3,045 sqft
1st Floor Area	2,196 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	453 sqft
Porch	Open Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1120871
Street Address	4660 SW ARDSLEY DR
City	STUART
State	FL
Zip	34997-4527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 30 BANYAN BAY PUD PHASE 2A & 2B ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK 18 PAGE 6 PUBLIC RECORDS MARTIN COUNTY FLORIDA
Legal Range	41E
Legal Township	38S
Legal Section	41
Legal Subdivision	BANYAN BAY PUD PHASE 2A & 2B
Legal Block	2
Legal Lot Number	30
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2005
Census Tract	1103

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13520 BERNOULLI WAY, PALM BEACH GARDENS, FL 33418-6242
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2020	Special Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Dec 26, 2019	Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2020 · Amount on Record
Deed Sale	Jul 10, 2020 · Amount on Record
Prior Sale	Dec 26, 2019 · Amount on Record
Deed Document Number	20202825133
Deed Book / Page	3142 / 876
Record Updated	Oct 29, 2026

July 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jul 10, 2020
Property Address	4660 SW ARDSLEY DR, STUART, FL 34997-4527
Document Number	0031420876
Book / Page	3142 / 876
Map Reference	MB 18 PG 6
Instrument Date	Jul 9, 2020
Instrument	2825133
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,940.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1450 CENTREPARK BLVD STE 340, 1450, WEST PALM BEACH, FL 33401-7443

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4660 SW ARDSLEY DR, STUART, FL 34997-4527

Mortgage

Document Number	0003142878
Date	Jul 10, 2020
Instrument	3142/878

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARTIN FL
Recording Date	Dec 26, 2019
Property Address	4660 SW ARDSLEY DR, STUART, FL 34997-4527
Document Number	0031020978
Book / Page	003102 / 000978
Instrument Date	Dec 20, 2019
Instrument	2791709
Transaction Type	Transfer
Record Updated	Jan 20, 2020
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

Amount	Amount Recorded
Tax	$15,008.39
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1450 CENTREPARK BLVD #340 WEST PALM BEACH FL 334017443, 340, WEST PALM BEACH, FL 33401-7443
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,700.00 (+54.83%)	$648,280 (+53.65%) Land $250,000 Building $398,280	$648,280 (+3.78%) Land $250,000 Building $398,280
2024	$6,911.00 (+1.9%)
2023	$6,782.00 (+3.53%) Additional exemption filed	$421,908 (+3%)	$624,640 (+5.29%) Land $235,000 Building $389,640
2022	$6,551.00 Homeowner's exemption	$409,620	$593,250 Land $242,950 Building $350,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 61 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	61 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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