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4551 Pine Tree Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4551 Pine Tree Dr, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property TypeResidential > Prefabricated > Mobile Home
Bedrooms3 Beds
Bathrooms2 Baths
Architecture StyleCustom Design
Year BuiltBuilt 2018
Square Footage1,458 sqft Living Area
Lot Size104,108 sqft (2.39 acres)
Last Sale$110,000 (2018)
Tax Bill$4,972.00 (2024)

Property Details

APN / Parcel Number

Primary APN30-26-31-5070-0001-0585
Alternative APNs
  • 263130507000010585
  • 166651

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,458 sqft Living Area
Gross Area1,638 sqft Gross Area
1st Floor1,458 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleCustom Design Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area104,108 sqft (2.39 acres)
Patio Area160 sqft Patio
Porch Area180 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4551 PINE TREE DR
CitySAINT CLOUD
StateFL
Zip34772-8008
Property UsageResidential Property Usage
TypeResidential > Prefabricated > Mobile Home
Legal DescriptionST CLOUD MANOR EST UN 1 PB 1 PG 363 W 1/2 OF LOT 58
Legal Range31E
Legal Township26S
Legal Section30
Legal SubdivisionST CLOUD MANOR ESTATES UNIT 1
Legal Tract58
Legal Block585
Legal Lot Number58
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1021
Census Tract43304

Owner

Source: Osceola County records · APN 30-26-31-5070-0001-0585

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3525 RAMBLER AVE, SAINT CLOUD, FL 34772-7904
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Jul 18, 2023Intrafamily Transfer, Transfer
Dec 21, 2018Deed of Trust, Mortgage · Conventional Mortgage
SNOW CONSTRUCTION INC
Jan 24, 2018Warranty Deed, Transfer
LA ROSA TITLE LLC
Nov 01, 2017Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
LORETTA A EMMONS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 24, 2018 · Amount on Record
Deed SaleJan 24, 2018 · Amount on Record
Prior SaleNov 01, 2017 · Amount on Record
Deed Doc Number201812937
Deed Book / Page5274 / 1495
Last Transfer DateJun 30, 2023
Transfer Doc0064420421
Record RefreshedJun 08, 2026

July 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateJul 18, 2023
Property Address4551 PINE TREE DR, SAINT CLOUD, FL 34772-8008
Document Number0064420421
Book / Page6442 / 421
Map ReferenceMB 1 PG 363
Instrument DateJun 30, 2023
Instrument2023092500
Transaction TypeTransfer
Record UpdatedAug 01, 2023

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3529 RAMBLER AVE, SAINT CLOUD, FL 34772-7904

Transferred To (Grantee/Buyer)

NameVerified Name
Address3529 RAMBLER AVE, SAINT CLOUD, FL 34772-7904

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4551 PINE TREE DR, SAINT CLOUD, FL 34772-8008
Document Number0054631245
Instrument DateDec 21, 2018
Transaction TypeMortgage
Record UpdatedJan 31, 2019
Title CompanyOSCEOLA TITLE INSURANCE AGENCY INC, OSCEOLA TITLE INS AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3529 RAMBLER AVE ST CLOUD FL 347727904, ST CLOUD, FL 34772-7904

Mortgage

Document Number0054631245
DateJan 15, 2019
Book Page005463/001245
Instrument6091
Lender
NameSNOW CONSTRUCTION INC
Address1136 NEW YORK AVE, ST CLOUD, FL 34769-3782
Agreement
TypeConventional Mortgage
AmountAmount Recorded

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 24, 2018
Property Address4551 PINE TREE DR, SAINT CLOUD, FL 34772-8008
Document Number0052741495
Book / Page005274 / 001495
Instrument DateJan 19, 2018
Instrument12937
Transaction TypeTransfer
Record UpdatedFeb 21, 2018
Title CompanyLA ROSA TITLE LLC

Transaction

AmountAmount Recorded
Tax$770.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3525 RAMBLER AVE ST CLOUD FL 347727904, ST CLOUD, FL 34772-7904

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 01, 2017
Property Address4551 PINE TREE DR, SAINT CLOUD, FL 34772-8008
Document Number0052331518
Book / Page005233 / 001518
Instrument DateSep 14, 2017
Instrument156837
Transaction TypeTransfer
Record UpdatedNov 28, 2017
Title CompanyCLASSIC TITLE AND SOLUTIONS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$385.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1049 KINGS HWY KISSIMMEE FL 347444810, KISSIMMEE, FL 34744-4810

Mortgage

Document Number52331519
DateNov 01, 2017
Book Page005233/001519
Instrument156838
Lender
NameLORETTA A EMMONS
Address3374 PACKARD AVE, ST CLOUD, FL 34772-8127
Special NotesLender is also the Seller
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term60 Months
DueOct 31, 2022
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,355.00 (+7.7%)$350,900 (+3.45%) Land $120,700 Building $230,200$350,900 (+3.45%) Land $120,700 Building $230,200
2024$4,972.00 (+4.39%)
2023$4,763.00 (+13.49%)$339,200 (+20.45%) Land $120,700 Building $218,500$339,200 (+20.45%) Land $120,700 Building $218,500
2022$4,197.00$281,600 Land $95,600 Building $186,000$281,600 Land $95,600 Building $186,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 100 ft

Wildfire

Wildfire RiskModerate
above 54% of the US · above 25% of Florida
Wildfire LikelihoodAbout 1 in 602 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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