Herkimer County and German Flatts Town property record for 467 Otsego St, Ilion, NY 13357
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,261 sqft · built 1960 |
| Lot Size | 0.18 acres (7,875 sqft) |
| Owner | Individual Name on File |
| Last Sale | $76,404 (Jul 2006) |
| Tax Bill | $4,220 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jan 2023 Refinance |
| APN | 212801 119.60-4-43 |
| Primary APN | 212801 119.60-4-43 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,261 sqft Living Area |
| 1st Floor Area | 1,261 sqft |
| Game Room | Game Room |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,875 sqft (0.18 acres) |
| Lot Dimensions | 225 ft deep x 35 ft wide |
| Canopy | 336 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 022016860 |
|---|---|
| Street Address | 467 OTSEGO ST |
| City | ILION |
| State | NY |
| Zip | 13357-2532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 467 OTSEGO ST E R1 L11 56X223 |
| Legal Block | 4 |
| Legal Lot Number | 43.000 |
| Jurisdiction | HERKIMER NY |
| Township / Civil Division | GERMAN FLATTS |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 10400 |
Source: Herkimer County and German Flatts Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 467 OTSEGO ST, ILION, NY 13357-2532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 8, 2026 | Deed of Trust, Mortgage · Line of Credit AMERICU CREDIT UNION |
| Jan 17, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERICU CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 5, 2006 · Amount on File |
| Deed Sale | Jul 5, 2006 · Amount on File |
| Prior Sale | Nov 25, 1998 · Amount on File |
| Deed Book / Page | 1168 / 245 |
| Prior Transfer Date | Jun 22, 2006 |
| Prior Transfer Doc | 0000001168/000000024 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Recording Date | Jul 8, 2026 |
| Property Address | 467 OTSEGO ST, ILION, NY 13357-2532 |
| Document Number | 0000003046 |
| Instrument Date | Jul 2, 2026 |
| Instrument | 20263046 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 467 OTSEGO ST, ILION, NY 13357-2532 |
| Document Number | 0000003046, |
|---|---|
| Date | Jul 8, 2026 |
| Instrument | 20263046 |
| Name | AMERICU CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Aug 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Property Address | 467 OTSEGO ST, ILION, NY 13357-2532 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0RP2023226 |
|---|---|
| Date | Jan 17, 2023 |
| Instrument | RP2023-226 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Feb 1, 2048 |
Source: Herkimer County and German Flatts Town assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Herkimer County |
| County Subdivision | German Flatts Town |
| Municipality | Ilion Village |
| Unified School District | Central Valley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,220.00 (+2.85%) Homeowner's exemption | ||
| 2025 | $4,103.00 (+128.2%) | $62,700 (-) Land $9,800 Building $52,900 | $117,416 (+3%) Land $18,352 Building $99,064 |
| 2023 | $1,798.00 (-71.87%) Homeowner's exemption | $62,700 (-) Land $9,800 Building $52,900 | $114,000 (+16.36%) Land $17,818 Building $96,182 |
| 2022 | $62,700 Land $9,800 Building $52,900 | $97,969 Land $15,313 Building $82,656 | |
| 2020 | $6,391.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 32 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 59 (2006–2013) |
| Claims Outside the SFHA | 1 of 59 |
| Most Recent Claim | Jun 2013 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ILION (V) WATER WORKS serves 8,053 people · EPA ID NY2102307 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 36 ppb (2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Aug 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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