465 Otsego St, Ilion, NY 13357 Property Records

Herkimer County and German Flatts Town property record for 465 Otsego St, Ilion, NY 13357

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,539 sqft · built 1953
Lot Size	0.569 acres (24,818 sqft)
Owner	Individual Name on File
Last Sale	$93,280 (Oct 2021)
Tax Bill	$4,469 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
APN	`212801 119.60-4-42`

Property Details

APN / Parcel Number

Primary APN	`212801 119.60-4-42`
Alternative APNs	`280111906000040420000000` `184472`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,539 sqft Living Area
1st Floor Area	1,026 sqft
Upper Floors Area	513 sqft
Game Room	Game Room

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	24,818 sqft (0.569 acres)
Lot Dimensions	225 ft deep x 110 ft wide
Garage Type	Detached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	346 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	184472
Street Address	465 OTSEGO ST
City	ILION
State	NY
Zip	13357-2532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	465 OTSEGO ST E R1 G 110X195
Legal Block	4
Legal Lot Number	42.000
Jurisdiction	HERKIMER NY
Township / Civil Division	GERMAN FLATTS
Census Block Group	3
Census Block	3011
Census Tract	10400

Owner

465 Otsego St is owned and occupied by an individual who bought it in October 2021.

Source: Herkimer County and German Flatts Town records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	465 OTSEGO ST, ILION, NY 13357-2532
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2021 · Amount on File
Deed Sale	Oct 21, 2021 · Amount on File
Deed Document Number	20215917
Prior Transfer Date	Mar 12, 2014
Prior Transfer Doc	0000001523/000000004
Record Updated	Oct 29, 2026

October 2021: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	HERKIMER NY
Recording Date	Oct 21, 2021
Property Address	465 OTSEGO ST, ILION, NY 13357-2532
Document Number	0020215917
Instrument Date	Oct 19, 2021
Instrument	2021-5917
Transaction Type	Transfer
Record Updated	Mar 21, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 OTSEGO ST, ILION, NY 13357-2532

Mortgage

Document Number	0020215918
Date	Oct 21, 2021
Instrument	2021-5918

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 465 Otsego St was $4,469, up 2.9% from the year before.

Source: Herkimer County and German Flatts Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Herkimer County
County Subdivision	German Flatts Town
Municipality	Ilion Village
Unified School District	Central Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,469.00 (+2.85%)
2025	$4,345.00	$66,400 Land $12,900 Building $53,500	$124,345 Land $24,157 Building $100,188
2023		$66,400 Land $12,900 Building $53,500	$120,727 Land $23,454 Building $97,273
2020	$4,112.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 465 Otsego St; there have been 59 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 32 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	59 (2006–2013)
Claims Outside the SFHA	1 of 59
Most Recent Claim	Jun 2013 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2013 · 43 claims Remnants Of Tropical Storm Lee, Sep 2011 · 7 claims Hurricane Irene, Aug 2011 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 465 Otsego St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ILION (V) WATER WORKS serves 8,053 people · EPA ID NY2102307
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	36 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Aug 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20