4669 Thoroughbred Dr, Milton, FL 32583 Property Records

Santa Rosa County property record for 4669 Thoroughbred Dr, Milton, FL 32583

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,140 sqft · built 2020
Lot Size	1.59 acres (69,348 sqft)
Owner	2 Individual Names on Record
Last Sale	$204,000 (Aug 2026)
Tax Bill	$695 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Mar 2026 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`12-1N-27-0000-00531-0000`

Property Details

APN / Parcel Number

Primary APN	`12-1N-27-0000-00531-0000`
Alternative APN	`N271120000005310000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,140 sqft Living Area
1st Floor Area	1,140 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Mobile Home
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	69,348 sqft (1.59 acres)
Lot Dimensions	635 ft deep x 109 ft wide
View / Lot	Mobile Home

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4669 THOROUGHBRED DR
City	MILTON
State	FL
Zip	32583-9385
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	AG-RR
Legal Description	DESCRIPTION UPDATE FOR 2021 PARCEL C: COM AT NORTHWEST CORNER OF NORTHWEST 1/4 OF SOUTHWEST 1/4 OF SOUTHWEST 1/4 OF SECTION 12 TOWNSHIP 1 NORTH RANGE 27 WEST THN S25251W 218.10 FT TO POB THN S870247 E 634.84 FT TO WLY R/W OF THOROUGHBRED DR THN S
Legal Range	27W
Legal Township	1N
Legal Section	12
Jurisdiction	SANTA ROSA FL
Township / Civil Division	EAST MILTON
Census Block Group	2
Census Block	2019
Census Tract	10808

Owner

Source: Santa Rosa County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4669 THOROUGHBRED DR, MILTON, FL 32583-9385
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE
Mar 26, 2026	Deed of Trust, Mortgage · Construction Mortgage LOUIS CROWDER ETAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2026 · Amount on Record
Deed Sale	Aug 25, 2026 · Amount on Record
Deed Document Number	202643076
Deed Book / Page	4781 / 2041
Prior Transfer Date	Sep 3, 2020
Prior Transfer Doc	0040011500
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 25, 2026
Property Address	4669 THOROUGHBRED DR, MILTON, FL 32583-9385
Document Number	0000043076
Book / Page	4781 / 2041
Instrument Date	Aug 20, 2026
Instrument	202643076
Transaction Type	Transfer
Record Updated	Oct 2, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$144,228.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4669 THOROUGHBRED DR, MILTON, FL 32583-9385

Mortgage

Document Number	0000043077,
Date	Aug 25, 2026
Instrument	202643077

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4669 THOROUGHBRED DR, MILTON, FL 32583-9385
Transaction Type	Mortgage
Record Updated	Apr 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047240692
Date	Mar 26, 2026
Book Page	4724/692
Instrument	202614908

Lender

Name	LOUIS CROWDER ETAL
Type	Private Party
Address	PO BOX 220, GRANT, AL 35747

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$695.00 (+8.59%)	$87,276 (+2.9%)	$141,302 (+11.23%) Land $50,944 Building $90,358
2024	$640.00 (+3.23%) Homeowner's exemption	$84,816 (+3%)	$127,040 (+8.31%) Land $38,208 Building $88,832
2023	$620.00 (+3.68%) Homeowner's exemption	$82,346 (+3%)	$117,292 (+13.66%) Land $35,024 Building $82,268
2022	$598.00 Homeowner's exemption	$79,948	$103,196 Land $31,840 Building $71,356

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	10 (1994–2014)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Hurricane Georges, Oct 1998 · 4 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 3 claims Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MILTON WATER SYSTEM public/private · serves 17,292 people · EPA ID FL1570232
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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