4631 Thoroughbred Dr, Milton, FL 32583 Property Records

Santa Rosa County property record for 4631 Thoroughbred Dr, Milton, FL 32583

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,568 sqft · built 2020
Lot Size	1.13 acres (49,528 sqft)
Owner	2 Individual Names on File
Last Sale	$249,900 (Sep 2022)
Tax Bill	$903 (2024)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Sep 2021 Reverse Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-1N-27-0000-00368-0000`

Property Details

APN / Parcel Number

Primary APN	`12-1N-27-0000-00368-0000`
Alternative APN	`N271120000003680000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,568 sqft Living Area
Gross Area	1,808 sqft
1st Floor Area	1,568 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	49,528 sqft (1.13 acres)
Lot Dimensions	635 ft deep x 82 ft wide
View / Lot	Mobile Home

Exterior Amenities

Porch	Florida Room
Deck Area	120 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4631 THOROUGHBRED DR
City	MILTON
State	FL
Zip	32583-9385
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	AG-RR
Legal Description	DESCRIPTION UPDATE FOR 2023 PARCEL A IN N2 OF SW 1/4 OF SW 1/4 OF SW 1/4 OF SECTION 12 TOWNSHP 1 NORTH RANGE 27 WEST DESC AS: COM AT NW CORNER OF N 2 OF SW4 OF SW4 OF SW4 OF SEC FOR POB THN S865659E 635.35 FT TO W R/W OF THOROUGHBRED DR THN S0251
Legal Range	27W
Legal Township	1N
Legal Section	12
Jurisdiction	SANTA ROSA FL
Township / Civil Division	EAST MILTON
Census Block Group	2
Census Block	2019
Census Tract	10808

Owner

4631 Thoroughbred Dr, a mobile home, is owned and occupied by two individuals who bought it in September 2022.

Source: Santa Rosa County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4631 THOROUGHBRED DR, MILTON, FL 32583-9385
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2022	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Sep 8, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
May 27, 2020	Grant Deed, Subdivision Related Transfer SURETY LAND TITLE/FL LLC
Mar 27, 2020	Warranty Deed, Transfer SURETY LAND TITLE/FL LLC
Jan 29, 2020	Deed in Lieu of Foreclosure, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2022 · Amount on File
Deed Sale	Sep 16, 2022 · Amount on File
Prior Sale	May 27, 2020 · Amount on File
Deed Document Number	202253676
Deed Book / Page	4327 / 1
Prior Transfer Date	Jul 23, 2009
Prior Transfer Doc	0029170164
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 16, 2022
Property Address	4631 THOROUGHBRED DR, MILTON, FL 32583-9385
Document Number	0043270001
Book / Page	4327 / 1
Instrument Date	Sep 16, 2022
Instrument	202253676
Transaction Type	Transfer
Record Updated	Nov 2, 2022
Title Company	ALLURE TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,749.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4631 THOROUGHBRED DR, 4631, MILTON, FL 32583-9385

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1195 SIOUX CIR, CRESTVIEW, FL 32536-9569

Mortgage

Document Number	0000043273
Date	Sep 16, 2022
Instrument	4327/3

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4631 THOROUGHBRED DR, MILTON, FL 32583-9385
Transaction Type	Mortgage
Record Updated	Dec 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4631 THOROUGHBRED DR, MILTON, FL 32583-9385

Mortgage

Document Number	0041740672
Date	Sep 8, 2021
Book Page	4174/672
Instrument	202159761

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	905 Months
Due	Feb 21, 2097

Interest

Rate Type	Adjustable Rate
Rate	3.49%
Type Change Date	Oct 1, 2021
Change Frequency	Monthly
Max Rate At Change	8.49%
Index	1-Year CMT
Max Rate	8.49%

May 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 27, 2020
Property Address	4631 THOROUGHBRED DR, MILTON, FL 32583-9385
Document Number	0039541713
Book / Page	003954 / 001713
Instrument Date	May 15, 2020
Instrument	24807
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 20, 2020
Title Company	SURETY LAND TITLE/FL LLC

Transaction

Amount	Amount on Record
Tax	$133.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4631 THOROUGHBRED DR MILTON FL 32583, MILTON, FL 32583

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 27, 2020
Property Address	4631 THOROUGHBRED DR, MILTON, FL 32583-9385
Document Number	0039330102
Book / Page	003933 / 000102
Instrument Date	Mar 11, 2020
Instrument	14898
Transaction Type	Transfer
Record Updated	Jun 8, 2020
Title Company	SURETY LAND TITLE/FL LLC

Transaction

Amount	Amount on Record
Tax	$406.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	500 ALCOA TRL MARYVILLE TN 378045516, MARYVILLE, TN 37804-5516
Investor	Possibly a Property Investor

January 2020: Deed in Lieu of Foreclosure, Transfer

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	SANTA ROSA FL
Recording Date	Jan 29, 2020
Property Address	4631 THOROUGHBRED DR, MILTON, FL 32583-9385
Document Number	0039131373
Book / Page	003913 / 001373
Instrument Date	Dec 5, 2019
Instrument	4514
Transaction Type	Transfer
Record Updated	Mar 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$172.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 KAOLIN SPRING LN GREENVILLE VA 244401832, GREENVILLE, VA 24440-1832

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$111,014 (+2.9%)	$167,457 (+7.24%) Land $36,384 Building $131,073
2024	$903.00 (+2.73%) Homeowner's exemption	$107,885 (+3%)	$156,148 (+8.17%) Land $27,288 Building $128,860
2023	$879.00 (+24.33%) Homeowner's exemption Widower's exemption	$104,743 (+16.73%)	$144,353 (+27.01%) Land $25,014 Building $119,339
2022	$707.00 Homeowner's exemption Widower's exemption	$89,733	$113,658 Land $22,740 Building $90,918

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4631 Thoroughbred Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	10 (1994–2014)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Hurricane Georges, Oct 1998 · 4 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 3 claims Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4631 Thoroughbred Dr is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MILTON WATER SYSTEM public/private · serves 17,292 people · EPA ID FL1570232
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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