4667 Carmel Cir, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4667 Carmel Cir, Pace, FL 32571 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,370 sqft · built 2009
Lot Size	0.214 acres (9,322 sqft)
Owner	2 Individual Names on File
Last Sale	$270,900 (Aug 2019)
Tax Bill	$2,471 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-1N-29-5431-00A00-0220`

Property Details

APN / Parcel Number

Primary APN	`09-1N-29-5431-00A00-0220`
Alternative APN	`N29109543100A000220`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,370 sqft Living Area
Gross Area	3,087 sqft
1st Floor Area	2,370 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	9,322 sqft (0.214 acres)
Lot Dimensions	110 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	435 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	282 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4667 CARMEL CIR
City	PACE
State	FL
Zip	32571-1167
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIBURON WEST LOT 22 BLK A AS DES IN OR 3860 PG 882
Legal Range	29W
Legal Township	1N
Legal Section	09
Legal Subdivision	TIBURON WEST
Legal Block	A
Legal Lot Number	22
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	3
Census Block	3001
Census Tract	10708

Owner

Source: Santa Rosa County records · APN 09-1N-29-5431-00A00-0220

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4667 CARMEL CIR, MILTON, FL 32571-1167
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage HARVESTERS FCU
Aug 16, 2019	Warranty Deed, Transfer · Conventional Mortgage HARVESTERS FCU
Jun 15, 2018	Loan Modification, Mortgage · Line of Credit HANCOCK WHITNEY BK
Jun 15, 2018	Loan Modification, Mortgage · Conventional Mortgage HANCOCK WHITNEY BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 16, 2019 · Amount on Record
Deed Sale	Aug 16, 2019 · Amount on Record
Prior Sale	May 31, 2016 · Amount on Record
Deed Document Number	201936052
Deed Book / Page	3860 / 882
Prior Transfer Date	Apr 12, 2016
Prior Transfer Doc	0035240564
Record Updated	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4667 CARMEL CIR, PACE, FL 32571-1167
Transaction Type	Mortgage
Record Updated	May 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4667 CA EL CIR, PACE, FL 32571

Mortgage

Document Number	0040861466
Date	Mar 15, 2021
Book Page	4086/1466
Instrument	202116734

Lender

Name	HARVESTERS FCU
Type	Credit Union
Address	CANTONMENT, FL 32533

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 16, 2019
Property Address	4667 CARMEL CIR, PACE, FL 32571-1167
Document Number	0038600882
Book / Page	3860 / 0882
Map Reference	MB 9 PG 94
Instrument Date	Aug 15, 2019
Instrument	201936052
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	ALLURE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,896.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4667 CARMEL CIR, 4667, PACE, FL 32571-1167

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4632 CARMEL CIR, PACE, FL 32571-1167
Investor	Possibly a Property Investor

Mortgage

Document Number	0003860884
Date	Aug 16, 2019
Instrument	3860/884

Lender

Name	HARVESTERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2049

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA ROSA FL
Property Address	4667 CARMEL CIR, PACE, FL 32571-1167
Document Number	0037890533
Instrument Date	Jun 15, 2018
Transaction Type	Mortgage
Record Updated	Feb 01, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4667 CARMEL CIR PACE FL 325711167, PACE, FL 32571-1167

Mortgage

Document Number	0037890533
Date	Dec 11, 2018
Book Page	003789/000533
Instrument	52349

Lender

Name	HANCOCK WHITNEY BK
Address	PENSACOLA, FL 32504

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 10, 2043

Interest

Rate Type	Adjustable Rate

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA ROSA FL
Property Address	4667 CARMEL CIR, PACE, FL 32571-1167
Document Number	0038030030
Instrument Date	Jun 15, 2018
Transaction Type	Mortgage
Record Updated	Mar 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4667 CARMEL CIR PACE FL 325711167, PACE, FL 32571-1167

Mortgage

Document Number	0038030030
Date	Feb 12, 2019
Book Page	003803/000030
Instrument	5284

Lender

Name	HANCOCK WHITNEY BK
Address	PENSACOLA, FL 32504

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Feb 11, 2044

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$232,545 (+2.9%)	$299,288 (+2.99%) Land $37,000 Building $262,288
2024	$2,471.00 (+4.97%) Homeowner's exemption	$225,991 (+3%)	$290,586 (+9.26%) Land $33,000 Building $257,586
2023	$2,354.00 (+2.71%) Homeowner's exemption	$219,409 (+3%)	$265,970 (-0.16%) Land $33,000 Building $232,970
2022	$2,292.00 Homeowner's exemption	$213,018	$266,393 Land $33,000 Building $233,393

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130107083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 26 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	18 (1993–2020)
Claims Outside the SFHA	18 of 18
Most Recent Claim	Sep 2020, rainfall accumulation, Hurricane Sally
Claims By Storm	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 7 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 131 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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