Santa Rosa County property record for 4655 Carmel Cir, Pace, FL 32571
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,381 sqft · built 2009 |
| Lot Size | 0.214 acres (9,322 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $219,000 (Jun 2017) |
| Tax Bill | $2,384 (2024) |
| Deeds & Mortgages | Dec 2020 Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-1N-29-5431-00A00-0200 |
| Primary APN | 09-1N-29-5431-00A00-0200 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,381 sqft Heated Area |
| Gross Area | 3,299 sqft |
| 1st Floor Area | 2,807 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 9,322 sqft (0.214 acres) |
| Lot Dimensions | 1,100 ft deep x 850 ft wide |
| Garage Area | 426 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 216 sqft |
| Patio Area | 276 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 091N29543100A000200 |
|---|---|
| Street Address | 4655 CARMEL CIR |
| City | PACE |
| State | FL |
| Zip | 32571-1167 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | TIBURON WEST BLK A LOT 20 AS DES IN OR 3638 PG 1159 |
| Legal Range | 29W |
| Legal Township | 01N |
| Legal Section | 09 |
| Legal Subdivision | TIBURON WEST |
| Legal Block | A |
| Legal Lot Number | 20 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 10708 |
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4655 CARMEL CIR, PACE, FL 32571-1167 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC |
| Jun 30, 2017 | Warranty Deed, Transfer · Conventional with PMI SUPREME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2017 · Amount on Record |
| Deed Sale | Jun 30, 2017 · Amount on Record |
| Prior Sale | Jun 25, 2012 · Amount on Record |
| Deed Document Number | 201726726 |
| Deed Book / Page | 3638 / 1159 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4655 CARMEL CIR, PACE, FL 32571-1167 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4655 CARMEL CIR, PACE, FL 32571-1167 |
| Document Number | 0040381918 |
|---|---|
| Date | Dec 7, 2020 |
| Book Page | 4038/1918 |
| Instrument | 202065560 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jun 30, 2017 |
| Property Address | 4655 CARMEL CIR, PACE, FL 32571-1167 |
| Document Number | 0036381159 |
| Book / Page | 003638 / 001159 |
| Instrument Date | Jun 29, 2017 |
| Instrument | 26726 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2017 |
| Title Company | GUARANTEE TITLE/NORTHWEST FL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,533.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4655 CARMEL CIR PACE FL 325711167, PACE, FL 32571-1167 |
| Document Number | 36381161 |
|---|---|
| Date | Jun 30, 2017 |
| Book Page | 003638/001161 |
| Instrument | 26727 |
| Name | SUPREME LNDG |
|---|---|
| Address | DALLAS, TX 75254 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 29, 2047 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $2,384.00 (+5.25%) Homeowner's exemption | $218,986 (+3%) | $297,805 (+9.61%) Land $33,000 Building $264,805 |
| 2023 | $2,265.00 (+2.72%) Homeowner's exemption | $212,608 (+3%) | $271,688 (-0.16%) Land $33,000 Building $238,688 |
| 2022 | $2,205.00 Homeowner's exemption | $206,416 | $272,136 Land $33,000 Building $239,136 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 18 (1993–2020) |
| Claims Outside the SFHA | 18 of 18 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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