4666 Vernette Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 4666 Vernette Dr, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 4,419 sqft · built 1980
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,100,000 (Jul 2020)
Tax Bill	$13,979 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`498-111-06-00`

Property Details

APN / Parcel Number

Primary APN	`498-111-06-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,419 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	32,670 sqft (0.75 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4666 VERNETTE DR
City	EL CAJON
State	CA
Zip	92020-8363
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 5 TR 003674
Legal Subdivision	FUERTE ACRES
Legal Tract	003674
Legal Block	2
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	15403

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4666 VERNETTE DR, EL CAJON, CA 92020-8363
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jul 24, 2020	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jan 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage WEINGER DUAYNE 2018 TRUST (IT)
Jan 4, 2019	Grant Deed, Transfer · Construction Mortgage TRILION CAP FUND LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2020 · Amount on Record
Deed Sale	Jul 24, 2020 · Amount on Record
Prior Sale	Jan 4, 2019 · Amount on Record
Deed Document Number	2020404068
Prior Transfer Date	Dec 29, 1993
Prior Transfer Doc	0000886320
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4666 VERNETTE DR, EL CAJON, CA 92020-8363
Transaction Type	Mortgage
Record Updated	Apr 12, 2021
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4666 VERNETTE DR, EL CAJON, CA 92020-8363

Mortgage

Document Number	0000242204
Date	Mar 29, 2021
Instrument	2021-0242204

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 24, 2020
Property Address	4666 VERNETTE DR, EL CAJON, CA 92020-8363
Document Number	0000404068
Map Reference	MAP 3674
Instrument Date	Jun 18, 2020
Instrument	2020-0404068
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4666 VERNETTE DR, EL CAJON, CA 92020-8363

Mortgage

Document Number	0000404069
Date	Jul 24, 2020
Instrument	2020-0404069

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Mortgage

Document Number	0000404070
Date	Jul 24, 2020
Instrument	2020-0404070

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4666 VERNETTE DR, EL CAJON, CA 92020-8363
Document Number	0000046383
Instrument Date	Jan 2, 2019
Transaction Type	Mortgage
Record Updated	Feb 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2801 B ST #159 SAN DIEGO CA 921022208, 159, SAN DIEGO, CA 92102-2208

Mortgage

Document Number	0000046383
Date	Feb 8, 2019
Instrument	46383

Lender

Name	WEINGER DUAYNE 2018 TRUST (IT)
Address	311 OAK ST # 111, OAKLAND, CA 94607-4602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 4, 2019
Property Address	4666 VERNETTE DR, EL CAJON, CA 92020-8363
Document Number	0000004541
Instrument Date	Dec 5, 2018
Instrument	4541
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$880.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2801 B ST #159 SAN DIEGO CA 921022208, 159, SAN DIEGO, CA 92102-2208

Mortgage

Document Number	4542
Date	Jan 4, 2019
Instrument	4542

Lender

Name	TRILION CAP FUND LLC
Address	SAN DIEGO, CA 92130

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 3, 2020

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,214,486 (+2%) Land $441,631 Building $772,855
2025	$13,979.00 (+1.99%)	$1,190,673 (+4.04%) Land $432,972 Building $757,701
2023	$13,706.00 (+1.59%)	$1,144,440 Land $416,160 Building $728,280
2022	$13,492.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1983–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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