4654 Vernette Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 4654 Vernette Dr, El Cajon, CA 92020

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,888 sqft · built 1961
Lot Size0.55 acres (23,958 sqft)
OwnerCompany Name on Record
Last Sale$670,000 (Oct 2010)
Tax Bill$10,006 (2025)
Deeds & MortgagesMar 2018 Transfer
Flood ZoneZone X (minimal risk)
APN498-121-06-00

Property Details

APN / Parcel Number

Primary APN498-121-06-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,888 sqft Living Area

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Lot Area23,958 sqft (0.55 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4654 VERNETTE DR
CityEL CAJON
StateCA
Zip92020-8363
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 4 DOC58609REC70 IN SEC 23-16-1W&(EX DOC53129REC70) TR 003674
Legal Range01W
Legal Township16
Legal Section23
Legal SubdivisionFUERTE ACRES
Legal Tract003674
Legal Block2
Legal Lot Number4
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2000
Census Tract15403

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address4654 VERNETTE DR, EL CAJON, CA 92020-8363
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 29, 2010 · Amount on Record
Deed SaleOct 29, 2010 · Amount on Record
Deed Document Number2010585122
Last Transfer DateMar 23, 2018
Transfer Doc0000117899
Record UpdatedOct 29, 2026

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateMar 26, 2018
Property Address4654 VERNETTE DR, EL CAJON, CA 92020-8363
Document Number0000117899
Instrument DateMar 23, 2018
Instrument117899
Transaction TypeTransfer
Record UpdatedNov 20, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address4654 VERNETTE DR EL CAJON CA 920208363, EL CAJON, CA 92020-8363

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$875,542 (+2%) Land $352,829 Building $522,713
2025$10,006.00 (+2.04%) Homeowner's exemption$858,375 (+4.04%) Land $345,911 Building $512,464
2023$9,806.00 (+1.6%) Homeowner's exemption$825,045 Land $332,480 Building $492,565
2022$9,652.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1983–2010)
Claims Outside the SFHA1 of 2
Most Recent ClaimDec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks.

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