4665 315th St W, Northfield, MN 55057 Property Records

Dakota County property record for 4665 315th St W, Northfield, MN 55057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,288 sqft · built 2008
Lot Size	2.99 acres (130,302 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,442 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`41-01900-27-025`

Property Details

APN / Parcel Number

Primary APN	`41-01900-27-025`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,288 sqft Living Area
Gross Area	2,906 sqft
1st Floor Area	2,288 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Wood
Lot Area	130,302 sqft (2.99 acres)
Garage Type	Attached
Garage Area	618 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4665 315TH ST W
City	NORTHFIELD
State	MN
Zip	55057-1496
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 19 TWN 112 RANGE 19 19 112 19 PT NW 1/4 COM SW COR E ON S LINE 100 FT TO BEG CONT E 100.00 FT N PAR WITH W LINE 478.81 FT N 89D47M42S E 199.52 FT TO W R/W OF RR NE ON W R/W 266.92 FT S 89D47M 42S W 323.67 FT S PAR TO W LINE 744.54 FT TO BEG
Legal Range	19W
Legal Township	112
Legal Section	19
Legal Block	27
Legal Lot Number	25
Jurisdiction	DAKOTA MN
Township / Civil Division	WATERFORD
Census Block Group	1
Census Block	1038
Census Tract	61502

Owner

4665 315th St W is owned and occupied by two individuals who acquired it in October 2011.

Source: Dakota County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4665 315TH ST W, NORTHFIELD, MN 55057-1496
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 18, 2017	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2011
Deed Sale	Oct 19, 2011
Prior Sale	Mar 23, 2009 · Amount on File
Deed Document Number	2011685788
Prior Transfer Date	Oct 5, 2011
Prior Transfer Doc	000T685788
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	4665 315TH ST W, NORTHFIELD, MN 55057-1496
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CITIES TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000833555
Date	Dec 8, 2020
Instrument	833555

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Nov 1, 2035

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	4665 315TH ST W, NORTHFIELD, MN 55057-1496
Document Number	0000773382
Instrument Date	Jan 18, 2017
Transaction Type	Mortgage
Record Updated	Feb 14, 2017
Title Company	SOUTHWEST FINANCIAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4665 315TH ST W NORTHFIELD MN 550571496, NORTHFIELD, MN 55057-1496

Mortgage

Document Number	0000773382
Date	Feb 6, 2017
Instrument	773382

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4665 315th St W was $4,442 with a homeowner's exemption, up 2.6% from the year before.

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Dakota County
County Subdivision	Waterford Township
Unified School District	Northfield Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,442.00 (+2.59%) Homeowner's exemption	$432,500 (-3.5%) Land $107,000 Building $325,500	$432,500 (-3.5%) Land $107,000 Building $325,500
2024	$4,330.00 (+2.56%)	$448,200 Land $107,000 Building $341,200	$448,200 Land $107,000 Building $341,200
2023	$4,222.00 Homeowner's exemption
2022		$417,800 Land $108,900 Building $308,900	$417,800 Land $108,900 Building $308,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4665 315th St W in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (2001–2011)
Most Recent Claim	Mar 2011 · Severe Storms And Flooding
Claims by Event	Severe Winter Storms, Flooding, And Tornadoes, Jun 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4665 315th St W is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Southeast MN Wifi Fixed Wireless	300 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
CenturyLink DSL	40 / 3
AT&T Fixed Wireless	25 / 3

May also be available: JTN Communications.

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