Dakota County property record for 4157 315th St W, Northfield, MN 55057
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,276 sqft · built 1972 |
| Lot Size | 3.07 acres (133,979 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,736 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Jul 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-01900-03-020 |
| Primary APN | 41-01900-03-020 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 2,276 sqft Living Area |
| Gross Area | 3,088 sqft |
| 1st Floor Area | 2,276 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1998 |
| Construction Type | Wood |
| Lot Area | 133,979 sqft (3.07 acres) |
| Garage Type | Attached |
| Garage Area | 812 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 4157 315TH ST W |
|---|---|
| City | NORTHFIELD |
| State | MN |
| Zip | 55057-5509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION 19 TWN 112 RANGE 19 19 112 19 PT OF SW 1/4 OF NE 1/4 COM SW COR S 90D00M00S E ON S LINE 120.94 FT TO BEG N 00D 43M06S E PAR WITH W LINE OF NE 1/4 635.49 FT S 90D00M 00S E 365.01 FT S00D43M06S W 265.79 FT N 90D00M00S W 265.00 FT S 00D43M06S W |
| Legal Range | 19W |
| Legal Township | 112 |
| Legal Section | 19 |
| Legal Block | 3 |
| Legal Lot Number | 20 |
| Jurisdiction | DAKOTA MN |
| Township / Civil Division | WATERFORD |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 61502 |
4157 315th St W is owned and occupied by an individual.
Source: Dakota County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4157 315TH ST W, NORTHFIELD, MN 55057-5509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 12, 2026 | Deed of Trust, Mortgage · Line of Credit HOMETOWN FEDERAL CREDIT UNION |
| Jul 26, 2022 | Deed of Trust, Mortgage · Line of Credit HOMETOWN FCU |
| Sep 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMPEER FINANCIAL FLCA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAKOTA MN |
| Recording Date | May 12, 2026 |
| Property Address | 4157 315TH ST W, NORTHFIELD, MN 55057-5509 |
| Document Number | 0003723910 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 20263723910 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4157 315TH ST W, NORTHFIELD, MN 55057-5509 |
| Document Number | 0003723910, |
|---|---|
| Date | May 12, 2026 |
| Instrument | 20263723910 |
| Name | HOMETOWN FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 15, 2036 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAKOTA MN |
| Property Address | 4157 315TH ST W, NORTHFIELD, MN 55057-5509 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4157 315TH ST W, NORTHFIELD, MN 55057-5509 |
| Document Number | 0000864669 |
|---|---|
| Date | Jul 26, 2022 |
| Instrument | 864669 |
| Name | HOMETOWN FCU |
|---|---|
| Type | Credit Union |
| Address | OWATONNA, MN 55060 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 25, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAKOTA MN |
| Property Address | 4157 315TH ST W, NORTHFIELD, MN 55057-5509 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000828831 |
|---|---|
| Date | Sep 28, 2020 |
| Instrument | 828831 |
| Name | COMPEER FINANCIAL FLCA |
|---|---|
| Type | Bank |
| Address | SUN PRAIRIE, WI 53590 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 4157 315th St W was $4,736 with a homeowner's exemption.
Source: Dakota County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Dakota County |
| County Subdivision | Waterford Township |
| Unified School District | Northfield Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,736.00 | $459,200 Land $99,200 Building $360,000 | $459,200 Land $99,200 Building $360,000 |
| 2023 | $4,446.00 Homeowner's exemption | ||
| 2022 | $439,900 Land $101,000 Building $338,900 | $439,900 Land $101,000 Building $338,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4157 315th St W in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (2001–2011) |
| Most Recent Claim | Mar 2011 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4157 315th St W has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Southeast MN Wifi Fixed Wireless | 300 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| CenturyLink DSL | 40 / 3 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: JTN Communications.
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