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46617 W Ridge Dr, Macomb, MI 48044 Property Records

Macomb County property record for 46617 W Ridge Dr, Macomb, MI 48044

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,390 sqft · built 1997
Lot Size0.241 acres (10,498 sqft)
OwnerIndividual Name on Record
Last Sale$433,000 (Sep 2022)
Tax Bill$6,704 (2025)
Deeds & MortgagesNov 2022 Transfer
Sep 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN20-08-33-228-006

Property Details

APN / Parcel Number

Primary APN20-08-33-228-006
Alternative APN
  • 0833228006

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,390 sqft Living Area
1st Floor Area1,621 sqft
Basement Area1,621 sqft
Unfinished Basement1,621 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1998
Architectural StyleSplit Level
Lot Area10,498 sqft (0.241 acres)
Lot Dimensions140 ft deep x 75 ft wide
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address46617 W RIDGE DR
CityMACOMB
StateMI
Zip48044-3582
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionWINDEMERE WOODS SUB #3 LOT 207 LIBER: 110 PAGES: 35-41
Legal SubdivisionWINDEMERE WOODS SUB
Legal Lot Number207
JurisdictionMACOMB MI
Township / Civil DivisionMACOMB
Census Block Group2
Census Block2005
Census Tract224201

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address46617 W RIDGE DR, MACOMB, MI 48044-3582
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 7, 2022Intrafamily Transfer, Transfer
DEVON TITLE COMPANY, DEVON TITLE AGENCY
Sep 12, 2022Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 11, 2022Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Oct 16, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 12, 2022 · Amount on Record
Deed SaleSep 12, 2022 · Amount on Record
Prior SaleAug 22, 1997 · Amount on Record
Deed Document Number2022106596
Deed Book / Page28804 / 973
Last Transfer DateOct 28, 2022
Transfer Doc0000125314
Record UpdatedOct 29, 2026

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMACOMB MI
Recording DateNov 7, 2022
Property Address46617 W RIDGE DR, MACOMB, MI 48044-3582
Document Number2200125314
Book / Page28891 / 462
Map ReferenceLB 110 PG 35-41
Instrument DateOct 28, 2022
Instrument202200125314
Transaction TypeTransfer
Record UpdatedNov 24, 2022
Title CompanyDEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address46617 W RIDGE DR, 46617, MACOMB, MI 48044-3582

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address46617 W RIDGE DR, MACOMB, MI 48044-3582
InvestorPossibly a Property Investor

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateSep 12, 2022
Property Address46617 W RIDGE DR, MACOMB, MI 48044-3582
Document Number2200106596
Book / Page28804 / 973
Map ReferenceLB 110 PG 35-41
Instrument DateSep 2, 2022
Instrument202200106596
Transaction TypeTransfer
Record UpdatedOct 4, 2022
Title CompanyDEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,247.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address46617 W RIDGE DR, 46617, MACOMB, MI 48044-3582

Transferred To (Grantee/Buyer)

NameVerified Name
Address46617 W RIDGE DR, MACOMB, MI 48044-3582

Mortgage

Document Number2200106597
DateSep 12, 2022
Instrument202200106597
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address46617 W RIDGE DR, MACOMB, MI 48044-3582
Transaction TypeMortgage
Record UpdatedMar 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address46617 W RIDGE DR, MACOMB, MI 48044-3582

Mortgage

Document Number2200032348
DateMar 11, 2022
Book Page28482/268
Instrument202200032348
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMar 1, 2042

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address46617 W RIDGE DR, MACOMB, MI 48044-3582
Document Number0000130437
Instrument DateOct 16, 2017
Transaction TypeMortgage
Record UpdatedAug 28, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address46617 W RIDGE DR MACOMB MI 480443582, MACOMB, MI 48044-3582

Mortgage

Document Number0000130437
DateNov 2, 2017
Book Page025037/000222
Instrument130437
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 1, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictChippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$221,100 (+17.48%)$442,200 (+17.48%)
2025$6,704.00 (+53.06%)
2023$188,200$376,400
2022$4,380.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMACOMB TOWNSHIP
serves 90,000 people · EPA ID MI0003990
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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