Macomb County property record for 46589 W Ridge Dr, Macomb, MI 48044
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,129 sqft · built 1997 |
| Lot Size | 0.241 acres (10,498 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $199,900 (Sep 2010) |
| Tax Bill | $4,948 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Sep 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-08-33-228-007 |
| Primary APN | 20-08-33-228-007 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 2,129 sqft Living Area |
| 1st Floor Area | 2,081 sqft |
| Basement Area | 2,081 sqft |
| Unfinished Basement | 2,081 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Construction Type | Brick |
| Lot Area | 10,498 sqft (0.241 acres) |
| Lot Dimensions | 140 ft deep x 75 ft wide |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 46589 W RIDGE DR |
|---|---|
| City | MACOMB |
| State | MI |
| Zip | 48044-3582 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | WINDEMERE WOODS SUB #3 LOT 208 LIBER: 110 PAGES: 35-41 |
| Legal Subdivision | WINDEMERE WOODS SUB |
| Legal Lot Number | 208 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | MACOMB |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 224201 |
Source: Macomb County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 46589 W RIDGE DR, MACOMB, MI 48044-3582 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2026 | Deed of Trust, Mortgage · Line of Credit MICHIGAN SCHOOLS AND GOV'T CREDIT UNION |
| Sep 1, 2020 | Deed of Trust, Mortgage · Line of Credit COMERICA BANK |
| Apr 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage COMERICA BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2010 · Amount on Record |
| Deed Sale | Sep 8, 2010 · Amount on Record |
| Prior Sale | May 7, 2010 · Amount on Record |
| Deed Document Number | 2010102075 |
| Deed Book / Page | 20404 / 437 |
| Prior Transfer Date | Dec 4, 2009 |
| Prior Transfer Doc | 0000132794 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Sep 2, 2026 |
| Property Address | 46589 W RIDGE DR, MACOMB, MI 48044-3582 |
| Document Number | 0000083518 |
| Book / Page | 30841 / 791 |
| Instrument Date | Aug 24, 2026 |
| Instrument | 202683518 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 46589 W RIDGE DR, MACOMB, MI 48044-3582 |
| Document Number | 0000083518, |
|---|---|
| Date | Sep 2, 2026 |
| Book Page | 30841/791 |
| Instrument | 202683518 |
| Name | MICHIGAN SCHOOLS AND GOV'T CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Aug 30, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 46589 W RIDGE DR, MACOMB, MI 48044-3582 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 46589 W RIDGE DR, MACOMB, MI 48044-3582 |
| Document Number | 0000104248 |
|---|---|
| Date | Sep 1, 2020 |
| Book Page | 26962/662 |
| Instrument | 2104248 |
| Name | COMERICA BANK |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 46589 W RIDGE DR, MACOMB, MI 48044-3582 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 46589 W RIDGE DR, MACOMB, MI 48044-3582 |
| Document Number | 2200047905 |
|---|---|
| Date | Apr 5, 2022 |
| Book Page | 28534/514 |
| Instrument | 202200047905 |
| Name | COMERICA BANK |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Macomb Township |
| Unified School District | Chippewa Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $230,000 (+16.46%) | $460,000 (+16.46%) | |
| 2025 | $4,948.00 (+13.12%) | ||
| 2023 | $197,500 | $395,000 | |
| 2022 | $4,374.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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