4660 Windchime Way, Tracy, CA 95377 Property Records

San Joaquin County property record for 4660 Windchime Way, Tracy, CA 95377 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,388 sqft · built 2003
Lot Size0.127 acres (5,540 sqft)
Owner2 Individual Names on File
Tax Bill$5,765 (2025)
Deeds & MortgagesDec 2019 Mortgage
Oct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN248-490-580-000

Property Details

APN / Parcel Number

Primary APN248-490-580-000
Alternative APN
  • 248-490-58

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,388 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleL-Shape
Construction TypeWood
Lot Area5,540 sqft (0.127 acres)
Garage Area485 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Old Parcel Number248-490-58
Street Address4660 WINDCHIME WAY
CityTRACY
StateCA
Zip95377-8308
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description02-FM PT 248-030-13/GARDEN SQUARE, UNIT NO. 2
Legal SubdivisionGARDEN SQUARE
Legal Block1
Legal Lot Number91
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1015
Census Tract5219

Owner

Source: San Joaquin County records · APN 248-490-580-000

Assessment roll updated September 24, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7054 SACRAMENTO DR, TRACY, CA 95377-7723
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2019Intrafamily Transfer, Transfer · VA Mortgage
STEARNS LENDING LLC
Oct 16, 2018Intrafamily Transfer, Transfer · VA Mortgage
NORWICH COMMERCIAL GROUP INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 18, 2019
Deed SaleDec 18, 2019
Prior SaleMay 28, 2008 · Amount on Record
Deed Document Number2019146678
Prior Transfer DateDec 12, 2019
Prior Transfer Doc0000146678
Record UpdatedSep 20, 2026

December 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateDec 18, 2019
Property Address4660 WINDCHIME WAY, TRACY, CA 95377-8308
Document Number0000146678
Map ReferenceMB 36 PG 35
Instrument DateDec 12, 2019
Instrument2019-146678
Transaction TypeTransfer
Record UpdatedAug 03, 2021
Title CompanySTEWART TITLE NORTH BAY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address4660 WINDCHIME WAY, TRACY, CA 95377-8308

Mortgage

Document Number0000146679
DateDec 18, 2019
Instrument2019-146679
Lender
NameSTEARNS LENDING LLC
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2050

October 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateOct 16, 2018
Property Address4660 WINDCHIME WAY, TRACY, CA 95377-8308
Document Number0000114845
Map ReferenceVOL 36 PG 85
Instrument DateSep 26, 2018
Instrument2018-114845
Transaction TypeTransfer
Record UpdatedAug 03, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address4660 WINDCHIME WAY, TRACY, CA 95377-8308

Mortgage

Document Number0000114846
DateOct 16, 2018
Instrument2018-114846
Lender
NameNORWICH COMMERCIAL GROUP INC
TypeNon-Lending Institution
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2048

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Secondary School DistrictTracy Unified School District (9-12) (09 - 12)
Elementary School DistrictJefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,765.00 (+5.03%)$519,813 (+4.04%) Land $154,455 Building $365,358
2023$5,489.00 (+1.87%)$499,630 Land $148,458 Building $351,172$697,230
2022$5,388.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770052191, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 3 individual NFIP policies nearby
Nearby Flood Policies3 in force
3 of 3 on primary residences

Wildfire

Wildfire RiskLow
above 32% of the US · above 19% of California
Wildfire LikelihoodAbout 1 in 2,500 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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