San Joaquin County property record for 4639 Windchime Way, Tracy, CA 95377
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,126 sqft · built 2003 |
| Lot Size | 0.131 acres (5,714 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $280,000 (Apr 2009) |
| Tax Bill | $3,818 (2026) |
| Deeds & Mortgages | Aug 2023 Mortgage Nov 2021 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 248-490-480-000 |
| Primary APN | 248-490-480-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,126 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 5,714 sqft (0.131 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 248-490-48 |
|---|---|
| Street Address | 4639 WINDCHIME WAY |
| City | TRACY |
| State | CA |
| Zip | 95377-8308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 81 |
| Legal Subdivision | GARDEN SQUARE |
| Legal Block | 1 |
| Legal Lot Number | 81 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 5219 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4639 WINDCHIME WAY, TRACY, CA 95377-8308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 1, 2023 | Deed of Trust, Mortgage · FHA Mortgage ARVEST BANK |
| Nov 17, 2021 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Nov 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF KANSAS CITY |
| Mar 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF KANSAS CITY |
| Dec 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF KANSAS CITY |
| Mar 8, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage DAVID TSANG |
| Feb 2, 2017 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2009 · Amount on Record |
| Deed Sale | Apr 10, 2009 · Amount on Record |
| Prior Sale | Sep 19, 2006 · Amount on Record |
| Deed Document Number | 200953996 |
| Last Transfer Date | Mar 5, 2019 |
| Transfer Doc | 0000023386 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 4639 WINDCHIME WAY, TRACY, CA 95377-8308 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4639 WINDCHIME WAY, TRACY, CA 95377-8308 |
| Document Number | 0000060363 |
|---|---|
| Date | Aug 1, 2023 |
| Instrument | 2023-060363 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | LOWELL, AR 72745 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 4639 WINDCHIME WAY, TRACY, CA 95377-8308 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4639 WINDCHIME WAY, TRACY, CA 95377-8308 |
| Document Number | 0000191992 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | 2021-191992 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 28, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 4639 WINDCHIME WAY, TRACY, CA 95377-8308 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000132385 |
|---|---|
| Date | Nov 15, 2019 |
| Instrument | 2019-132385 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 4639 WINDCHIME WAY, TRACY, CA 95377-8308 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI TITLE COMPANY OF CA |
| Name | Verified Name |
|---|
| Document Number | 0000031558 |
|---|---|
| Date | Mar 11, 2020 |
| Instrument | 2020-031558 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 4639 WINDCHIME WAY, TRACY, CA 95377-8308 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|---|
| Address | 4639 WINDCHIME WAY, TRACY, CA 95377-8308 |
| Document Number | 0000182456 |
|---|---|
| Date | Dec 24, 2020 |
| Instrument | 2020-182456 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Mar 8, 2019 |
| Property Address | 4639 WINDCHIME WAY, TRACY, CA 95377-8308 |
| Document Number | 0000023386 |
| Instrument Date | Mar 5, 2019 |
| Instrument | 23386 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 4639 WINDCHIME WAY TRACY CA 953778308, TRACY, CA 95377-8308 |
| Document Number | 23387 |
|---|---|
| Date | Mar 8, 2019 |
| Instrument | 23387 |
| Name | DAVID TSANG |
|---|---|
| Address | 1357 PEARL ST # F, ALAMEDA, CA 94501-4752 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 4639 WINDCHIME WAY, TRACY, CA 95377-8308 |
| Document Number | 0000025221 |
| Instrument Date | Feb 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4639 WINDCHIME WAY TRACY CA 953778308, TRACY, CA 95377-8308 |
| Document Number | 0000025221 |
|---|---|
| Date | Mar 2, 2017 |
| Instrument | 25221 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2047 |
| Rate | 3.62% |
|---|
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Secondary School District | Tracy Unified School District (9-12) (09 - 12) |
| Elementary School District | Jefferson Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,818.00 (+1.6%) | ||
| 2025 | $3,758.00 (+5.09%) Homeowner's exemption | $360,553 (+4.04%) Land $90,136 Building $270,417 | |
| 2023 | $3,576.00 (+1.85%) Homeowner's exemption | $346,554 Land $86,637 Building $259,917 | $638,820 |
| 2022 | $3,511.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 600 / 120 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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