4660 Carrigan Rd, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 4660 Carrigan Rd, Clyde, MI 48049

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,792 sqft · built 2007
Lot Size	1.33 acres (57,935 sqft)
Owner	Individual Name on File
Tax Bill	$4,331 (2025)
Deeds & Mortgages	Oct 2023 Construction Loan May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-15-012-2004-200`

Property Details

APN / Parcel Number

Primary APN	`74-15-012-2004-200`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,792 sqft Living Area
1st Floor Area	1,512 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Modular
Lot Area	57,935 sqft (1.33 acres)
Lot Dimensions	353 ft deep x 150 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4660 CARRIGAN RD
City	CLYDE
State	MI
Zip	48049-2100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	BEG N 88D 16M E 1811.24' FROM INT 1/4 COR, TH N 88D 16M E 150', TH N 388.42', TH S 88D 10M 10S W 150.01', TH S 388.17' TO
Legal Range	16E
Legal Township	07N
Legal Section	12
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLYDE
Census Block Group	2
Census Block	2004
Census Tract	633200

Owner

4660 Carrigan Rd is owned and occupied by an individual who acquired it in October 2023.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	4660 CARRIGAN RD, CLYDE, MI 48049-2100
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2023	Intrafamily Transfer, Transfer · Construction Mortgage THE DART BANK
May 17, 2023	Quit Claim Deed, Transfer · Conventional Mortgage MORTGAGE CENTER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2023
Deed Sale	May 17, 2023
Deed Document Number	20239026
Deed Book / Page	5622 / 846
Last Transfer Date	Oct 24, 2023
Transfer Doc	0005665564
Record Updated	Oct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 24, 2023
Property Address	4660 CARRIGAN RD, CLYDE, MI 48049-2100
Document Number	0005665564
Book / Page	5665 / 564
Instrument Date	Oct 10, 2023
Instrument	2023018957
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	TRANSNATION TITLE INSURANCE COMPANY, TRANSNATION TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4660 CARRIGAN RD, CLYDE, MI 48049-2100

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4660 CARRIGAN RD, CLYDE, MI 48049-2100

Mortgage

Document Number	2023018958
Date	Oct 24, 2023
Instrument	2023018958

Lender

Name	THE DART BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	370 Months
Due	Aug 1, 2054

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 17, 2023
Property Address	4660 CARRIGAN RD, CLYDE, MI 48049-2100
Document Number	0005622846
Book / Page	5622 / 846
Instrument Date	Apr 21, 2023
Instrument	2023009026
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Amount	Amount on Record
Tax	$131.25
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1524 GILLETT ST, PORT HURON, MI 48060-5014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4660 CARRIGAN RD, CLYDE, MI 48049-2100

Mortgage

Document Number	2023009027
Date	May 17, 2023
Instrument	2023009027

Lender

Name	MORTGAGE CENTER
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	May 1, 2030
Change Frequency	Annually
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	1-Year T-Bill
Max Rate	10.1%

Tax Assessment & Valuation

The 2025 property tax bill for 4660 Carrigan Rd was $4,331 with a homeowner's exemption, up 225.4% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clyde Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$193,300 (+8.17%)	$386,600
2025	$4,331.00 (+225.39%) Homeowner's exemption	$178,700
2024	$1,331.00		$357,400
2023		$68,100
2022	$2,066.00		$136,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4660 Carrigan Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4660 Carrigan Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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