5115 Carrigan Rd, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 5115 Carrigan Rd, Clyde, MI 48049

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,504 sqft · built 1995
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Jan 2021)
Tax Bill	$3,326 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-15-011-3002-100`

Property Details

APN / Parcel Number

Primary APN	`74-15-011-3002-100`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,504 sqft Living Area
1st Floor Area	1,504 sqft
Basement Area	1,262 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	87,120 sqft (2 acres)
Lot Dimensions	547 ft deep x 150 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5115 CARRIGAN RD
City	CLYDE
State	MI
Zip	48049-2002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	BEG N 87D 14M 21S W 1113.48' FROM E/14 COR, TH N 87D 14M 21S W 150', TH S 2D 36M 39S W 581', TH S 87D 14M 21S E 150', TH N 2D
Legal Range	16E
Legal Township	07N
Legal Section	11
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLYDE
Census Block Group	2
Census Block	2011
Census Tract	633200

Owner

5115 Carrigan Rd is owned and occupied by an individual who bought it in January 2021.

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5115 CARRIGAN RD, CLYDE, MI 48049-2002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2024	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Jan 25, 2021	Warranty Deed, Transfer · Conventional with PMI SPROUT MTG
Feb 24, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2021 · Amount on File
Deed Sale	Jan 25, 2021 · Amount on File
Deed Document Number	20212060
Deed Book / Page	5306 / 603
Prior Transfer Date	Jan 9, 2021
Prior Transfer Doc	0005323454
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5115 CARRIGAN RD, CLYDE, MI 48049-2002
Transaction Type	Mortgage
Record Updated	Feb 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5115 CARRIGAN RD, CLYDE, MI 48049-2002

Mortgage

Document Number	0005686601
Date	Jan 26, 2024
Book Page	5686/601
Instrument	2024001550

Lender

Name	COMERICA BANK
Type	Bank
Address	1717 MAIN ST, DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Dec 10, 2053

Interest

Change Frequency	Monthly

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 25, 2021
Property Address	5115 CARRIGAN RD, CLYDE, MI 48049-2002
Document Number	0053060603
Book / Page	005306 / 000603
Instrument Date	Jan 25, 2021
Transaction Type	Transfer
Record Updated	Feb 24, 2021
Title Company	ALL POINTS TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,150.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26440 ROBERTA ST ROSEVILLE MI 480663255, ROSEVILLE, MI 48066-3255

Mortgage

Document Number	53060604
Date	Jan 25, 2021
Book Page	005306/000604

Lender

Name	SPROUT MTG
Address	PORT SAINT LUCIE, FL 34986

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 24, 2051

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Feb 24, 2021
Property Address	5115 CARRIGAN RD, CLYDE, MI 48049-2002
Document Number	0005323454
Book / Page	5323 / 454
Instrument Date	Jan 9, 2021
Instrument	2021005372
Transaction Type	Transfer
Record Updated	Sep 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5115 CARRIGAN RD, CLYDE, MI 48049-2002

Tax Assessment & Valuation

The 2025 property tax bill for 5115 Carrigan Rd was $3,326 with a homeowner's exemption, up 2.9% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clyde Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,600 (+7.11%)	$319,200
2025	$3,326.00 (+2.88%) Homeowner's exemption	$149,000
2024	$3,233.00		$298,000
2023		$126,600
2022	$2,926.00		$253,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5115 Carrigan Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5115 Carrigan Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber · Fixed Wireless	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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