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4657 Pebble Beach Dr, Sebring, FL 33872 Property Records

Highlands County property record for 4657 Pebble Beach Dr, Sebring, FL 33872 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 4,343 sqft · built 2017
Lot Size0.344 acres (15,000 sqft)
OwnerIndividual Name on File
Last Sale$709,000 (Nov 2023)
Tax Bill$7,135 (2024)
Deeds & MortgagesNov 2023 Sale
Sep 2022 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APNC044816034200930

Property Details

APN / Parcel Number

Primary APNC044816034200930
Alternative APN
  • C-04-34-28-160-3420-0930

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area4,343 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area15,000 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeFinished
Garage Area837 sqft
DrivewayDriveway
Driveway Area1,120 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
Pool Area392 sqft
PorchOpen Porch
Porch Area837 sqft
Patio Area1,083 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel NumberC044816034200930
Street Address4657 PEBBLE BEACH DR
CitySEBRING
StateFL
Zip33872-1733
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUN N LAKE EST OF SEBRING UNIT 16 PB 10 PG 4 LOT 93 BLK 342
Legal Range28E
Legal Township34S
Legal Section04
Legal SubdivisionSUN N LAKE EST
Legal Block342
Legal Lot Number93
JurisdictionHIGHLANDS FL
Township / Civil DivisionAVON PARK
Census Block Group2
Census Block2025
Census Tract960503

Owner

Source: Highlands County records · APN C044816034200930

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4657 PEBBLE BEACH DR, SEBRING, FL 33872-1733
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 07, 2023Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Sep 19, 2022Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Aug 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST OPTION MORTGAGE LLC
Feb 17, 2016Loan Modification, Mortgage
MIDFLORIDA CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 07, 2023 · Amount on Record
Deed SaleNov 07, 2023 · Amount on Record
Prior SaleSep 19, 2022
Deed Document Number2176743
Deed Book / Page3008 / 779
Record UpdatedJun 08, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateNov 07, 2023
Property Address4657 PEBBLE BEACH DR, SEBRING, FL 33872-1733
Document Number0002176743
Book / Page3008 / 779
Map ReferenceMB 10 PG 4
Instrument DateNov 02, 2023
Instrument2176743
Transaction TypeTransfer
Record UpdatedNov 20, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$4,963.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4657 PEBBLE BEACH DR, SEBRING, FL 33872-1733

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4657 PEBBLE BEACH DR, SEBRING, FL 33872-1733

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHIGHLANDS FL
Recording DateSep 19, 2022
Property Address4657 PEBBLE BEACH DR, SEBRING, FL 33872-1733
Document Number0002115830
Book / Page2932 / 126
Map ReferenceMB 10 PG 4
Instrument DateSep 14, 2022
Instrument2115830
Transaction TypeTransfer
Record UpdatedOct 04, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4657 PEBBLE BEACH DR, 4657, SEBRING, FL 33872-1733

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address4657 PEBBLE BEACH DR, SEBRING, FL 33872-1733

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address4657 PEBBLE BEACH DR, SEBRING, FL 33872-1733
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001995037
DateAug 14, 2020
Book Page2767/1581
Instrument1995037
Lender
NameFIRST OPTION MORTGAGE LLC
TypeMortgage Company
AddressATLANTA, GA 30339
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2050

February 2016: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHIGHLANDS FL
Property Address4657 PEBBLE BEACH DR, SEBRING, FL 33872-1733
Document Number0001858727
Book / Page002588 / 001589
Instrument DateFeb 17, 2016
Transaction TypeMortgage
Record UpdatedJul 25, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4657 PEBBLE BEACH DR SEBRING FL 338721733, SEBRING, FL 33872-1733

Mortgage

Document Number0001858727
DateJul 10, 2017
Book Page002588/001589
Instrument1858727
Lender
NameMIDFLORIDA CU
Address3008 S FLORIDA AVE, LAKELAND, FL 33803-4035
Agreement
AmountAmount Recorded
Term360 Months
DueJul 09, 2047

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$462,227 (+23.02%) Land $45,000 Building $417,227$462,227 (-5.3%) Land $45,000 Building $417,227
2024$7,135.00 (+41.34%)
2023$5,048.00 (+0.98%) Homeowner's exemption$375,745 (+3%)$488,082 (+12.39%) Land $37,500 Building $450,582
2022$4,999.00 Homeowner's exemption$364,801$434,268 Land $35,000 Building $399,268

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559605032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 67 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies67 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimJun 2017, other causes

Wildfire

Wildfire RiskLow
above 36% of the US · above 10% of Florida
Wildfire LikelihoodAbout 1 in 1,515 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 201 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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