4650 Pebble Beach Dr, Sebring, FL 33872 Property Records

Highlands County property record for 4650 Pebble Beach Dr, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,703 sqft · built 2003
Lot Size	0.286 acres (12,500 sqft)
Owner	Individual Name on Record
Last Sale	$405,000 (Oct 2025)
Tax Bill	$5,188 (2024)
Deeds & Mortgages	Oct 2025 Sale Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C-04-34-28-160-3410-0200`

Property Details

APN / Parcel Number

Primary APN	`C-04-34-28-160-3410-0200`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,703 sqft Living Area
1st Floor Area	2,087 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,500 sqft (0.286 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Finished
Garage Area	650 sqft
Driveway	Driveway
Driveway Area	864 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	200 sqft
Porch	Enclosed Porch
Porch Area	397 sqft
Patio Area	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	4650 PEBBLE BEACH DR
City	SEBRING
State	FL
Zip	33872-1732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	SUN N LAKE EST OF SEBRING UNIT 16 PB 10 PG 4 LOT 20 BLK 341 AKA CROOKED OAKS OF SNL
Legal Range	28E
Legal Township	34S
Legal Section	04
Legal Subdivision	SUN N LAKE EST
Legal Block	341
Legal Lot Number	20
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	2
Census Block	2027
Census Tract	960503

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4650 PEBBLE BEACH DR, SEBRING, FL 33872-1732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2025	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 29, 2024	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 13, 2021	Warranty Deed, Transfer HEARTLAND TITLE COMPANY, HEARTLAND TITLE INS AGCY CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2025 · Amount on Record
Deed Sale	Oct 13, 2025 · Amount on Record
Prior Sale	Apr 29, 2024 · Amount on Record
Deed Document Number	2282653
Deed Book / Page	3149 / 1895
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Oct 13, 2025
Property Address	4650 PEBBLE BEACH DR, SEBRING, FL 33872-1732
Document Number	0002282653
Book / Page	3149 / 1895
Map Reference	MB 10 PG 4
Instrument Date	Oct 10, 2025
Instrument	2282653
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$2,835.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5611 PASSING PINE LN, ZEPHYRHILLS, FL 33541-9606

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4650 PEBBLE BEACH DR, SEBRING, FL 33872-1732

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Apr 29, 2024
Property Address	4650 PEBBLE BEACH DR, SEBRING, FL 33872-1732
Document Number	0002201022
Book / Page	3040 / 446
Map Reference	MB 10 PG 4
Instrument Date	Apr 11, 2024
Instrument	2201022
Transaction Type	Transfer
Record Updated	May 13, 2024
Title Company	WHEATLAND TITLE, HEARTLAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4008 CAMP SHORE DR, SEBRING, FL 33875-6255

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4650 PEBBLE BEACH DR, SEBRING, FL 33872-1732

Mortgage

Document Number	0003040448
Date	Apr 29, 2024
Instrument	3040/448

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Apr 13, 2021
Property Address	4650 PEBBLE BEACH DR, SEBRING, FL 33872-1732
Document Number	0002029024
Book / Page	2815 / 1633
Map Reference	MB 10 PG 4
Instrument Date	Apr 12, 2021
Instrument	2029024
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	HEARTLAND TITLE COMPANY, HEARTLAND TITLE INS AGCY CO

Transaction

Amount	Amount Recorded
Tax	$2,086.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1723 AMBER LN, 1723, LAKE PLACID, FL 33852-5890

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4650 PEBBLE BEACH DR, SEBRING, FL 33872-1732

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$351,568 (-2.84%) Land $27,500 Building $324,068	$351,568 (-2.84%) Land $27,500 Building $324,068
2024	$5,188.00 (+3.28%)	$361,851 (+2.26%) Land $26,000 Building $335,851	$361,851 (+2.26%) Land $26,000 Building $335,851
2023	$5,023.00 (+8.94%)	$353,857 (+16.06%) Land $22,500 Building $331,357	$353,857 (+16.06%) Land $22,500 Building $331,357
2022	$4,611.00	$304,895 Land $14,500 Building $290,395	$304,895 Land $14,500 Building $290,395

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 67 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jun 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Nearby Properties on Pebble Beach Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures