4657 Christopher Ave, Dayton, OH 45406 Property Records

Montgomery County property record for 4657 Christopher Ave, Dayton, OH 45406

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,270 sqft · built 1957
Lot Size	0.19 acres (8,294 sqft)
Owner	Individual Name on Record
Last Sale	$60,500 (Jan 2018)
Tax Bill	$1,292 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R72 16112 0020`

Property Details

APN / Parcel Number

Primary APN	`R72 16112 0020`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,270 sqft Living Area
1st Floor Area	1,270 sqft
Family Room	Family Room
Game Room	Game Room
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	8,294 sqft (0.19 acres)
Lot Dimensions	136 ft deep x 61 ft wide
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	168 sqft
Patio Area	84 sqft
Canopy	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4657 CHRISTOPHER AVE
City	DAYTON
State	OH
Zip	45406-1317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	73474
Legal Subdivision	CITY/DAYTON REV
Legal Lot Number	20
Jurisdiction	MONTGOMERY OH
Township / Civil Division	DAYTON
Census Block Group	2
Census Block	2012
Census Tract	100

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4657 CHRISTOPHER AVE, DAYTON, OH 45406-1317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 10, 2018	Warranty Deed, Transfer · FHA Mortgage WESTERN OH MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2018 · Amount on Record
Deed Sale	Jan 10, 2018 · Amount on Record
Prior Sale	Nov 6, 1997 · Amount on Record
Deed Document Number	2018-00001703
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	4657 CHRISTOPHER AVE, DAYTON, OH 45406-1317
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4657 CHRISTOPHER AVE, DAYTON, OH 45406-1317

Mortgage

Document Number	0000085401
Date	Nov 8, 2021
Instrument	2021-00085401

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	314 Months
Due	Jan 1, 2048

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jan 10, 2018
Property Address	4657 CHRISTOPHER AVE, DAYTON, OH 45406-1317
Document Number	0000001703
Instrument Date	Nov 22, 2017
Instrument	1703
Transaction Type	Transfer
Record Updated	Feb 5, 2018
Title Company	LANDMARK TITLE AGENCY SOUTH INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$181.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4657 CHRISTOPHER AVE DAYTON OH 454061317, DAYTON, OH 45406-1317

Mortgage

Document Number	1721
Date	Jan 10, 2018
Instrument	1721

Lender

Name	WESTERN OH MTG
Type	Mortgage Company
Address	SIDNEY, OH 45365

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Dayton City
Unified School District	Dayton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$22,300 (-) Land $4,180 Building $18,120
2024	$1,292.00 (+2.54%)
2023	$1,260.00 (-15.66%)	$22,300 (+8.78%) Land $4,180 Building $18,120	$63,710 (+8.76%) Land $11,940 Building $51,770
2022	$1,494.00	$20,500 Land $3,830 Building $16,670
2020			$58,580 Land $10,950 Building $47,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	470 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

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