Sacramento County property record for 4656 Oxbow Dr, Sacramento, CA 95864
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,426 sqft · built 1968 |
| Lot Size | 0.27 acres (11,760 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $405,000 (Apr 2016) |
| Tax Bill | $5,678 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jan 2019 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 282-0051-032-0000 |
| Primary APN | 282-0051-032-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,426 sqft Living Area |
| Gross Area | 2,714 sqft |
| 1st Floor Area | 1,951 sqft |
| Bonus Room | Bonus Room |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 11,760 sqft (0.27 acres) |
| Garage Area | 90 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4656 OXBOW DR |
|---|---|
| City | SACRAMENTO |
| State | CA |
| Zip | 95864-0832 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-4 |
| Legal Description | GREENWOOD HEIGHTS, LOT 2 |
| Legal Subdivision | GREENWOOD HEIGHTS |
| Legal Lot Number | 2 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 5801 |
4656 Oxbow Dr is owned and occupied by two individuals who bought it in April 2016.
Source: Sacramento County records, as of July 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4656 OXBOW DR, SACRAMENTO, CA 95864-0832 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jan 3, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2016 · Amount on File |
| Deed Sale | Apr 15, 2016 · Amount on File |
| Prior Sale | Jul 22, 2015 · Amount on File |
| Deed Book / Page | 20160415 / 1197 |
| Prior Transfer Date | Jul 10, 2015 |
| Prior Transfer Doc | 0000001499 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 4656 OXBOW DR, SACRAMENTO, CA 95864-0832 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4656 OXBOW DR, SACRAMENTO, CA 95864-0832 |
| Document Number | 0000000449 |
|---|---|
| Date | Mar 30, 2026 |
| Instrument | 202603300449 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 4656 OXBOW DR, SACRAMENTO, CA 95864-0832 |
| Document Number | 1901081047 |
| Instrument Date | Jan 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2019 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4656 OXBOW DR SACRAMENTO CA 958640832, SACRAMENTO, CA 95864-0832 |
| Document Number | 1901081047 |
|---|---|
| Date | Jan 8, 2019 |
| Instrument | 1901081047 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 7, 2049 |
The 2025 property tax bill for 4656 Oxbow Dr was $5,678 with a homeowner's exemption, up 1% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | San Juan Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $489,020 (+2%) Land $120,744 Building $368,276 | |
| 2025 | $5,678.00 (+1%) Homeowner's exemption | $479,432 Land $118,377 Building $361,055 |
| 2024 | $5,622.00 (+2.63%) | |
| 2023 | $5,478.00 (+0.59%) Homeowner's exemption | $460,817 Land $113,781 Building $347,036 |
| 2022 | $5,446.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4656 Oxbow Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 4 (1986–1997) |
| Most Recent Claim | Jan 1997 · Severe Storms, Flooding, Mud And Landslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4656 Oxbow Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Succeed.Net.
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