4644 Oxbow Dr, Sacramento, CA 95864 Property Records

Sacramento County property record for 4644 Oxbow Dr, Sacramento, CA 95864

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,048 sqft · built 1955
Lot Size	0.231 acres (10,080 sqft)
Owner	2 Individual Names on File
Last Sale	$292,500 (Oct 2015)
Tax Bill	$5,088 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Jun 2021 Line of Credit + 4 more
Flood Zone	Zone AE (high risk)
APN	`282-0051-029-0000`

Property Details

APN / Parcel Number

Primary APN	`282-0051-029-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,048 sqft Living Area
1st Floor Area	1,618 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	10,080 sqft (0.231 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4644 OXBOW DR
City	SACRAMENTO
State	CA
Zip	95864-0832
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-4
Legal Description	GREENWOOD HEIGHTS, LOT 5
Legal Subdivision	GREENWOOD HEIGHTS
Legal Lot Number	5
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1003
Census Tract	5801

Owner

4644 Oxbow Dr is owned and occupied by two individuals who acquired it in April 2021.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4644 OXBOW DR, SACRAMENTO, CA 95864-0832
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2021	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Jun 3, 2021	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
May 4, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WHOLESALE WEST LENDING INC
Mar 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage WHOLESALE WEST LENDING INC
Feb 20, 2019	Quit Claim Deed, Mortgage · Line of Credit TCF NAT'L BK
Jan 7, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2015 · Amount on File
Deed Sale	Oct 22, 2015 · Amount on File
Prior Sale	Oct 22, 2015 · Amount on File
Deed Book / Page	20151022 / 1033
Last Transfer Date	Apr 29, 2021
Transfer Doc	5040000000910
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4644 OXBOW DR, SACRAMENTO, CA 95864-0832
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4644 OXBOW DR, SACRAMENTO, CA 95864-0832

Mortgage

Document Number	0000001624
Date	Jun 3, 2021
Instrument	202106031624

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4644 OXBOW DR, SACRAMENTO, CA 95864-0832
Transaction Type	Mortgage
Record Updated	Jun 17, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4644 OXBOW DR, SACRAMENTO, CA 95864-0832

Mortgage

Document Number	6030000001624
Date	Jun 3, 2021
Book Page	20210603/1624

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	May 4, 2021
Property Address	4644 OXBOW DR, SACRAMENTO, CA 95864-0832
Document Number	0000000910
Map Reference	MB 39 MAP 2
Instrument Date	Apr 29, 2021
Instrument	202105040910
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4644 OXBOW DR, SACRAMENTO, CA 95864-0832

Mortgage

Document Number	0000000911
Date	May 4, 2021
Instrument	202105040911

Lender

Name	WHOLESALE WEST LENDING INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4644 OXBOW DR, SACRAMENTO, CA 95864-0832
Document Number	2003300843
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	Apr 27, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4644 OXBOW DR SACRAMENTO CA 958640832, SACRAMENTO, CA 95864-0832

Mortgage

Document Number	2003300843
Date	Mar 30, 2020
Instrument	2003300843

Lender

Name	WHOLESALE WEST LENDING INC
Address	7725 30TH ST # 203, SACRAMENTO, CA 95816

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 29, 2050

February 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 20, 2019
Property Address	4644 OXBOW DR, SACRAMENTO, CA 95864-0832
Document Number	1902201164
Instrument Date	Jan 11, 2019
Instrument	1902201164
Transaction Type	Mortgage
Record Updated	Mar 1, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4644 OXBOW DR SACRAMENTO CA 958640832, SACRAMENTO, CA 95864-0832

Mortgage

Document Number	1902201165
Date	Feb 20, 2019
Instrument	1902201165

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 19, 2049

Interest

Rate Type	Adjustable Rate

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 7, 2019
Property Address	4644 OXBOW DR, SACRAMENTO, CA 95864-0832
Document Number	1901070465
Instrument Date	Jan 4, 2019
Instrument	1901070465
Transaction Type	Transfer
Record Updated	Jan 18, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4644 OXBOW DR SACRAMENTO CA 958640832, SACRAMENTO, CA 95864-0832

Tax Assessment & Valuation

The 2025 property tax bill for 4644 Oxbow Dr was $5,088 with a homeowner's exemption, up 1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$438,382 (+2%) Land $108,669 Building $329,713
2025	$5,088.00 (+1.01%) Homeowner's exemption	$429,788 Land $106,539 Building $323,249
2024	$5,037.00 (+13.68%)
2023	$4,431.00 (+13.01%) Homeowner's exemption	$373,100 Land $102,402 Building $270,698
2022	$3,921.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4644 Oxbow Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	4 (1986–1997)
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4644 Oxbow Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Succeed.Net.

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