4656 Melody Dr, Apt E, Concord, CA 94521 Property Records

Contra Costa County property record for 4656 Melody Dr, Apt E, Concord, CA 94521

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 934 sqft · built 1988
Lot Size	0.021 acres (934 sqft)
Owner	Individual Name on File
Last Sale	$395,000 (Jan 2019)
Tax Bill	$5,851 (2025)
Deeds & Mortgages	May 2020 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`133-730-076-6`

Property Details

APN / Parcel Number

Primary APN	`133-730-076-6`
Alternative APN	`133-730-076`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	934 sqft Living Area
1st Floor Area	705 sqft
2nd Floor Area	229 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Condo/Apartment
Lot Area	934 sqft (0.021 acres)
Garage Type	Attached
Garage Area	482 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4656 MELODY DR, E
City	CONCORD
State	CA
Zip	94521-2668
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T6499 L3 B23 U122
Legal Subdivision	SUBDIVISION 6499
Legal Tract	6499
Legal Block	23
Legal Lot Number	3
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2000
Census Tract	334007

Owner

4656 Melody Dr, Apt E is owned by an individual who bought it in January 2019.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	4656 MELODY DR, CONCORD, CA 94521-5382
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Sep 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage LAND HOME FINANCIAL SERVICES
Jan 8, 2019	Grant Deed, Transfer · Conventional Mortgage LAND HOME FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2019 · Amount on File
Deed Sale	Jan 8, 2019 · Amount on File
Prior Sale	Apr 19, 2001 · Amount on File
Deed Document Number	20192644
Prior Transfer Date	Feb 17, 2010
Prior Transfer Doc	0000036356
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4656 MELODY DR APT E, E, CONCORD, CA 94521-2668
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000088604
Date	May 11, 2020
Instrument	2020-088604

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4656 MELODY DR APT E, E, CONCORD, CA 94521-2668
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000157336
Date	Sep 23, 2019
Instrument	2019-157336

Lender

Name	LAND HOME FINANCIAL SERVICES
Type	Mortgage Company
Address	CONCORD, CA 94520

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 8, 2019
Property Address	4656 MELODY DR APT E, E, CONCORD, CA 94521-2668
Document Number	0000002644
Map Reference	MB 296 PG 13
Instrument Date	Jan 4, 2019
Instrument	2019-002644
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE COMP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4524 MELODY DR, CONCORD, CA 94521-5370

Mortgage

Document Number	0000002645
Date	Jan 8, 2019
Instrument	2019-002645

Lender

Name	LAND HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4656 Melody Dr, Apt E was $5,851.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$449,435 (+2%) Land $284,453 Building $164,982
2025	$5,851.00	$440,624 Land $278,876 Building $161,748
2023	$5,579.00 (+1.53%)	$423,516 Land $268,048 Building $155,468
2022	$5,495.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4656 Melody Dr, Apt E in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4656 Melody Dr, Apt E is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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