Contra Costa County property record for 4656 Melody Dr, Apt D, Concord, CA 94521
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 934 sqft · built 1988 |
| Lot Size | 0.021 acres (934 sqft) |
| Owner | Individual Name on File |
| Last Sale | $137,000 (Apr 1999) |
| Tax Bill | $3,357 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Dec 2016 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 133-730-075-8 |
| Primary APN | 133-730-075-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 934 sqft Living Area |
| 1st Floor Area | 705 sqft |
| 2nd Floor Area | 229 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Condo/Apartment |
| Lot Area | 934 sqft (0.021 acres) |
| Garage Type | Attached |
| Garage Area | 482 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 4656 MELODY DR, D |
|---|---|
| City | CONCORD |
| State | CA |
| Zip | 94521-2794 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | T6499 L3 B23 U121 |
| Legal Subdivision | SUBDIVISION 6499 |
| Legal Tract | 6499 |
| Legal Block | 23 |
| Legal Lot Number | 3 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 334007 |
4656 Melody Dr, Apt D is owned and occupied by an individual who bought it in April 1999.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4656 MELODY DR, D, CONCORD, CA 94521-2794 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VERITAS FUNDING LLC |
| Dec 21, 2016 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 23, 1999 · Amount on File |
| Deed Sale | Apr 23, 1999 · Amount on File |
| Deed Document Number | 1999109158 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 4656 MELODY DR APT D, D, CONCORD, CA 94521-2794 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 4656 MELODY DR D, D, CONCORD, CA 94521-2794 |
| Document Number | 0000032288 |
|---|---|
| Date | Feb 2, 2021 |
| Instrument | 2021-032288 |
| Name | VERITAS FUNDING LLC |
|---|---|
| Type | Lending Institution |
| Address | MIDVALE, UT 84047 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 4656 MELODY DR APT D, D, CONCORD, CA 94521-2794 |
| Document Number | 0000105092 |
| Instrument Date | Dec 21, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2017 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 4656 MELODY DR #D CONCORD CA 945212794, D, CONCORD, CA 94521-2794 |
| Document Number | 0000105092 |
|---|---|
| Date | Jun 13, 2017 |
| Instrument | 105092 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 12, 2047 |
The 2025 property tax bill for 4656 Melody Dr, Apt D was $3,357.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Concord City |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $219,045 (+2%) Land $63,948 Building $155,097 | |
| 2025 | $3,357.00 | $214,751 Land $62,695 Building $152,056 |
| 2023 | $3,176.00 (+2.02%) | $206,413 Land $60,261 Building $146,152 |
| 2022 | $3,113.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4656 Melody Dr, Apt D in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4656 Melody Dr, Apt D is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2022 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Unwired Fixed Wireless | 300 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
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