Macomb County property record for 46553 Valley Ct, Macomb, MI 48044
| Property Type | Condominium |
|---|---|
| Details | 1.5 ba · 1,502 sqft · built 1995 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,036 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 20-08-34-226-046 |
| Primary APN | 20-08-34-226-046 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,502 sqft Living Area |
| 1st Floor Area | 1,470 sqft |
| Basement Area | 1,470 sqft |
| Unfinished Basement | 1,470 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 46553 VALLEY CT |
|---|---|
| City | MACOMB |
| State | MI |
| Zip | 48044-5426 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R2 |
| Legal Description | THE FAIRWAYS M.C.C.P. #399 UNIT 46 |
| Legal Subdivision | THE FAIRWAYS |
| Legal Unit | 46 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | MACOMB |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 224202 |
Source: Macomb County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 46553 VALLEY CT, MACOMB, MI 48044-5426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 25, 2020 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 46553 VALLEY CT, MACOMB, MI 48044-5426 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2022 |
| Title Company | EMBASSY TITLE |
| Name | Verified Name |
|---|---|
| Address | 46553 VALLEY CT, MACOMB, MI 48044-5426 |
| Document Number | 2200018022 |
|---|---|
| Date | Feb 7, 2022 |
| Book Page | 28413/901 |
| Instrument | 202200018022 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 46553 VALLEY CT, MACOMB, MI 48044-5426 |
| Document Number | 0000079127 |
| Instrument Date | Jun 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 46553 VALLEY CT MACOMB MI 480445426, MACOMB, MI 48044-5426 |
| Document Number | 0000079127 |
|---|---|
| Date | Jul 13, 2020 |
| Book Page | 026828/000522 |
| Instrument | 79127 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 12, 2050 |
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Macomb Township |
| Unified School District | Chippewa Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $164,500 (+25.57%) | $329,000 (+25.57%) | |
| 2025 | $3,036.00 (+13.16%) | ||
| 2023 | $131,000 | $262,000 | |
| 2022 | $2,683.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL | 100 / 20 |
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