4655 Garnet St, Capitola, CA 95010 Property Records

Santa Cruz County property record for 4655 Garnet St, Capitola, CA 95010

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,069 sqft · built 1987
Lot Size0.076 acres (3,311 sqft)
OwnerCompany Name on Record
Last Sale$1,000,000 (Feb 2007)
Tax Bill$16,635 (2025)
Flood ZoneZone X (minimal risk)
APN034-033-11

Property Details

APN / Parcel Number

Primary APN034-033-11
Alternative APN
  • 034-033-11-000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,069 sqft Living Area
Gross Area2,321 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area3,311 sqft (0.076 acres)
Garage TypeAttached
Garage Area252 sqft
Parking Spaces1 Parking Space
Deck Area105 sqft
Patio Area105 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4655 GARNET ST
CityCAPITOLA
StateCA
Zip95010-3114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal SubdivisionOPAL 01
Legal Block6
Legal Lot Number13
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1008
Census Tract121701

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address661 MILVERTON RD, LOS ALTOS, CA 94022-3928
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 15, 2007 · Amount on Record
Deed SaleFeb 15, 2007 · Amount on Record
Prior SaleFeb 21, 2006 · Amount on Record
Deed Document Number20078707
Prior Transfer DateFeb 15, 2006
Prior Transfer Doc0000009993
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,366,588 (+2%) Land $874,617 Building $491,971
2025$16,635.00 (+9.46%)$1,339,793 (+4.04%) Land $857,468 Building $482,325
2023$15,198.00 (+1.05%)$1,287,767 Land $824,171 Building $463,596$1,363,860
2022$15,040.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 892 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Cruzio
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, GeoLinks, Xfinity.

Nearby Properties on Garnet St

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