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4605 Garnet St, Capitola, CA 95010 Property Records

Santa Cruz County property record for 4605 Garnet St, Capitola, CA 95010

Property Summary

Property TypeSingle Family Home
Details1 bd · 2 ba · 996 sqft · built 1949
Lot Size0.075 acres (3,267 sqft)
Owner2 Individual Names on Record
Tax Bill$3,772 (2025)
Deeds & MortgagesDec 2022 Transfer
Dec 2022 Transfer
+ 5 more
Flood ZoneZone X (minimal risk)
APN034-033-13

Property Details

APN / Parcel Number

Primary APN034-033-13
Alternative APN
  • 034-033-13-000

Interior

Bedrooms1 Bed
Full Baths2 Baths
Total Rooms4 Rooms
Building Area996 sqft Living Area

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area3,267 sqft (0.075 acres)
Garage TypeCarport
Garage Area200 sqft
CarportCarport
Carport Area200 sqft
Parking Spaces1 Parking Space
Total Buildings2 Buildings

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4605 GARNET ST
CityCAPITOLA
StateCA
Zip95010-3114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionOPAL 01 FAIRVIEW
Legal Lot Number15
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1008
Census Tract121701

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1523 38TH AVE, SAN FRANCISCO, CA 94122-3011
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2022Intrafamily Transfer, Transfer
Dec 2, 2022Intrafamily Transfer, Transfer
Oct 18, 2022Intrafamily Transfer, Transfer
OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Oct 18, 2022Correction Deed
OLD REPUBLIC TITLE COMPANY
Oct 18, 2022Intrafamily Transfer, Transfer · Commercial Mortgage
SCC FCU
Jan 27, 2021Quit Claim Deed, Transfer
ATTORNEY ONLY
Jan 27, 2021Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateNov 18, 2022
Transfer Doc0000032011
Record UpdatedSep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateDec 2, 2022
Property Address4605 GARNET ST, CAPITOLA, CA 95010-3114
Document Number0000032110
Map ReferenceMB 18 PG 40
Instrument DateNov 21, 2022
Instrument2022-0032110
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address534 LOMITA AVE, MILLBRAE, CA 94030-1120

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateDec 2, 2022
Property Address4605 GARNET ST, CAPITOLA, CA 95010-3114
Document Number0000032011
Map ReferenceMB 18 PG 40
Instrument DateNov 18, 2022
Instrument2022-0032011
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1523 38TH AVE, SAN FRANCISCO, CA 94122-3011

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateOct 18, 2022
Property Address4605 GARNET ST, CAPITOLA, CA 95010-3114
Document Number0000028661
Map ReferenceVOL 18 PG 40
Instrument DateOct 14, 2022
Instrument2022-0028661
Transaction TypeTransfer
Record UpdatedNov 2, 2022
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address534 LOMITA AVE, MILLBRAE, CA 94030-1120

October 2022: Correction Deed

Document TypeCorrection Deed
JurisdictionSANTA CRUZ CA
Recording DateOct 18, 2022
Property Address4605 GARNET ST, CAPITOLA, CA 95010-3114
Document Number0000028660
Map ReferenceVOL 18 PG 40
Instrument DateOct 14, 2022
Instrument2022-0028660
Record UpdatedJun 7, 2023
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address534 LOMITA AVE, MILLBRAE, CA 94030-1120

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateOct 18, 2022
Property Address4605 GARNET ST, CAPITOLA, CA 95010-3114
Document Number0000028662
Map ReferenceVOL 18 PG 40
Instrument DateOct 13, 2022
Instrument2022-0028662
Transaction TypeTransfer
Record UpdatedNov 2, 2022
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address534 LOMITA AVE, MILLBRAE, CA 94030-1120

Mortgage

Document Number0000028663
DateOct 18, 2022
Instrument2022-0028663
Lender
NameSCC FCU
TypeCredit Union
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateJan 27, 2021
Property Address4605 GARNET ST, CAPITOLA, CA 95010-3114
Document Number0000004637
Instrument DateJan 21, 2021
Instrument4637
Transaction TypeTransfer
Record UpdatedFeb 11, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Partial Interest

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address816 25TH AVE SAN FRANCISCO CA 941213631, SAN FRANCISCO, CA 94121-3631

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateJan 27, 2021
Property Address4605 GARNET ST, CAPITOLA, CA 95010-3114
Document Number0000004643
Instrument DateJan 4, 2021
Instrument4643
Transaction TypeTransfer
Record UpdatedFeb 11, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Partial Interest

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address816 25TH AVE SAN FRANCISCO CA 941213631, SAN FRANCISCO, CA 94121-3631

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$211,262 (+2%) Land $73,016 Building $138,246
2025$3,772.00 (+50.88%)$207,122 (+70.19%) Land $71,586 Building $135,536
2023$2,500.00 (+2.8%)$121,704 Land $68,804 Building $52,900$900,180
2022$2,432.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 892 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Cruzio
Fixed Wireless		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, GeoLinks, Xfinity.

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