Lake County property record for 4654 Willoughcroft Rd, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,485 sqft · built 1964 |
| Lot Size | 0.145 acres (6,299 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $270,000 (Nov 2025) |
| Tax Bill | $4,862 (2024) |
| Deeds & Mortgages | May 2025 Mortgage Nov 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-A-018-J-00-054-0 |
| Primary APN | 27-A-018-J-00-054-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,485 sqft Living Area |
| 1st Floor Area | 1,191 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Bungalow |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,299 sqft (0.145 acres) |
| Lot Dimensions | 140 ft deep x 45 ft wide |
| Garage Area | 294 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 165 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4654 WILLOUGHCROFT RD |
|---|---|
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-5702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-60 |
| Legal Description | LOT 3 TRACT 13 |
| Legal Tract | 13 |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 201400 |
Source: Lake County records, as of June 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4654 WILLOUGHCROFT RD, WILLOUGHBY, OH 44094-5702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 22, 2025 | Deed of Trust, Mortgage THIRD FSLA OF CLEVELAND |
| Nov 13, 2025 | Warranty Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING |
| Dec 11, 2020 | Fiduciary Deed, Transfer · Conventional Mortgage HOWARD HANNA MORTGAGE SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 13, 2025 · Amount on Record |
| Deed Sale | Nov 13, 2025 · Amount on Record |
| Prior Sale | Dec 11, 2020 · Amount on Record |
| Deed Document Number | 202525605 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 4654 WILLOUGHCROFT RD, WILLOUGHBY, OH 44094-5702 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Title Company | THIRD CAPITAL |
| Name | Verified Name |
|---|
| Document Number | 0000010390 |
|---|---|
| Date | May 22, 2025 |
| Instrument | 2025R010390 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | May 21, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Nov 13, 2025 |
| Property Address | 4654 WILLOUGHCROFT RD, WILLOUGHBY, OH 44094-5702 |
| Document Number | 0000025605 |
| Instrument Date | Nov 10, 2025 |
| Instrument | 2025R025605 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2025 |
| Title Company | INFINITE TITLE, INFINITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4654 WILLOUGHCROFT RD, WILLOUGHBY, OH 44094-5702 |
| Document Number | 0000025606 |
|---|---|
| Date | Nov 13, 2025 |
| Instrument | 2025R025606 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Dec 11, 2020 |
| Property Address | 4654 WILLOUGHCROFT RD, WILLOUGHBY, OH 44094-5702 |
| Document Number | 0000036964 |
| Instrument Date | Dec 10, 2020 |
| Instrument | 2020R036964 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2021 |
| Title Company | CLEVELAND HOME TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4654 WILLOUGHCROFT RD, WILLOUGHBY, OH 44094-5702 |
| Document Number | 0000036965 |
|---|---|
| Date | Dec 11, 2020 |
| Instrument | 2020R036965 |
| Name | HOWARD HANNA MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: Lake County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $87,390 (-) Land $15,480 Building $71,910 | $249,680 (-) Land $44,230 Building $205,450 | |
| 2024 | $4,862.00 (-21.28%) | $87,390 (+33.95%) Land $15,480 Building $71,910 | $249,680 (+33.94%) Land $44,230 Building $205,450 |
| 2023 | $6,176.00 (+50.56%) Homeowner's exemption | $65,240 (-) Land $12,390 Building $52,850 | |
| 2022 | $4,102.00 | $65,240 Land $12,390 Building $52,850 | |
| 2021 | $186,410 Land $35,400 Building $151,010 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (1978–2017) |
| Most Recent Claim | May 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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