4642 Willoughcroft Rd, Willoughby, OH 44094 Property Records

Lake County property record for 4642 Willoughcroft Rd, Willoughby, OH 44094

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 832 sqft · built 1922
Lot Size0.357 acres (15,542 sqft)
OwnerIndividual Name on Record
Last Sale$142,000 (Oct 2021)
Tax Bill$4,895 (2023)
Deeds & MortgagesOct 2021 Sale & Mortgage
Aug 2021 Transfer
Flood ZoneZone X (minimal risk)
APN27-A-018-J-00-003-0

Property Details

APN / Parcel Number

Primary APN27-A-018-J-00-003-0
Alternative APN
  • A 97

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area832 sqft Living Area
Gross Area944 sqft
1st Floor Area832 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1986
Architectural StyleBungalow
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,542 sqft (0.357 acres)
Lot Dimensions149 ft deep x 96 ft wide
View / LotExtra Front
Garage TypeDetached
Garage Area320 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchEnclosed Frame Porch
Porch Area208 sqft
Patio Area96 sqft
Canopy96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4642 WILLOUGHCROFT RD
CityWILLOUGHBY
StateOH
Zip44094-5702
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-MFL
Legal DescriptionLOT 3 TRACT 13
Legal Tract13
Legal Block2
Legal Lot Number3
JurisdictionLAKE OH
Township / Civil DivisionWILLOUGHBY
Census Block Group2
Census Block2036
Census Tract201400

Owner

Source: Lake County records, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4642 WILLOUGHCROFT RD, WILLOUGHBY, OH 44094-5702
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2021Warranty Deed, Transfer · Conventional Mortgage
PNC BANK NA
Aug 16, 2021Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 20, 2021 · Amount on Record
Deed SaleOct 20, 2021 · Amount on Record
Prior SaleApr 13, 1992
Deed Document Number202137077
Prior Transfer DateAug 11, 2021
Prior Transfer Doc0000028481
Record UpdatedSep 20, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE OH
Recording DateOct 20, 2021
Property Address4642 WILLOUGHCROFT RD, WILLOUGHBY, OH 44094-5702
Document Number0000037077
Instrument DateOct 19, 2021
Instrument2021R037077
Transaction TypeTransfer
Record UpdatedNov 23, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4642 WILLOUGHCROFT RD, WILLOUGHBY, OH 44094-5702

Mortgage

Document Number0000037078
DateOct 20, 2021
Instrument2021R037078
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

August 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE OH
Recording DateAug 16, 2021
Property Address4642 WILLOUGHCROFT RD, WILLOUGHBY, OH 44094-5702
Document Number0000028481
Instrument DateAug 11, 2021
Instrument2021R028481
Transaction TypeTransfer
Record UpdatedSep 29, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8005 DENNISON ASHTABULA RD, CORTLAND, OH 44410-9614

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityWilloughby City
Unified School DistrictWilloughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$66,000 (+27.63%) Land $27,980 Building $38,020$188,580 (+27.66%) Land $79,940 Building $108,640
2023$4,895.00 (+53.69%) Homeowner's exemption$51,710 (-) Land $22,440 Building $29,270
2022$3,185.00 Homeowner's exemption$51,710 Land $22,440 Building $29,270
2021$147,720 Land $64,100 Building $83,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims5 (1978–2017)
Most Recent ClaimMay 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE COUNTY WEST WATER SUBDISTRICT
serves 78,379 people · EPA ID OH4302411
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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