Macomb County property record for 46538 White Cap Dr, Macomb, MI 48044 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 2003 |
| Square Footage | 3,010 sqft Living Area |
| Lot Size | 10,934 sqft (0.251 acres) |
| Garage | 816 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $278,900 (2002) |
| Tax Bill | $6,320.00 (2025) |
| Primary APN | 20-08-33-177-004 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 3 Partial Baths |
| Building Area | 3,010 sqft Living Area |
| 1st Floor | 1,627 sqft 1st Floor |
| Basement Area | 1,627 sqft Basement |
| Unfinished Basement | 1,627 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 10,934 sqft (0.251 acres) |
| Depth X Width | 146 ft x 75 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 816 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 46538 WHITE CAP DR |
|---|---|
| City | MACOMB |
| State | MI |
| Zip | 48044-5731 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RIVERWOODS SUB #4 LOT 188 LIBER: 140 PAGES: 1-6 |
| Legal Subdivision | RIVERWOODS SUB |
| Legal Lot Number | 188 |
| Jurisdiction | MACOMB MI |
| Minor Civil Division | MACOMB |
| Census Blockgroup | 1 |
| Census Block | 1011 |
| Census Tract | 224201 |
Source: Macomb County records · APN 20-08-33-177-004
Assessment roll updated July 6, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46538 WHITE CAP DR, MACOMB, MI 48044-5731 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 01, 2022 | Deed of Trust, Mortgage · Line of Credit GENISYS CU |
| Jun 09, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INC |
| Mar 17, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST INDEPENDENCE BANK |
| Feb 07, 2020 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) MORTGAGE 1 AT SUBURBAN |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 18, 2002 · Amount on Record |
| Deed Sale | Sep 18, 2002 · Amount on Record |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 46538 WHITE CAP DR, MACOMB, MI 48044-5731 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 46538 WHITE CAP DR, MACOMB, MI 48044-5731 |
| Document Number | 2200123152 |
|---|---|
| Date | Nov 01, 2022 |
| Book Page | 28882/593 |
| Instrument | 202200123152 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48326 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Oct 25, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 46538 WHITE CAP DR, MACOMB, MI 48044-5731 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000072594 |
|---|---|
| Date | Jun 09, 2017 |
| Book Page | 24759/592 |
| Instrument | 7072594 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 46538 WHITE CAP DR, MACOMB, MI 48044-5731 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000032056 |
|---|---|
| Date | Mar 17, 2020 |
| Book Page | 26580/579 |
| Instrument | 2032056 |
| Name | FIRST INDEPENDENCE BANK |
|---|---|
| Type | Bank |
| Address | CLINTON TOWNSHIP, MI 48038 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 20, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 46538 WHITE CAP DR, MACOMB, MI 48044-5731 |
| Document Number | 0000018498 |
| Instrument Date | Feb 07, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 46538 WHITE CAP DR MACOMB MI 480445731, MACOMB, MI 48044-5731 |
| Document Number | 0000018498 |
|---|---|
| Date | Feb 12, 2020 |
| Book Page | 026511/000762 |
| Instrument | 18498 |
| Name | MORTGAGE 1 AT SUBURBAN |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Feb 11, 2060 |
Source: Macomb County records · Assessment roll updated July 6, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Macomb Township |
| Unified School District | Chippewa Valley Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $286,100 (+21.33%) | $572,200 (+21.33%) | |
| 2025 | $6,320.00 (+14.22%) | ||
| 2023 | $235,800 | $471,600 | |
| 2022 | $5,533.00 |
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