Macomb County property record for 46521 White Cap Dr, Macomb, MI 48044
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,909 sqft · built 2003 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $286,900 (Apr 2004) |
| Tax Bill | $5,608 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jul 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-08-33-129-023 |
| Primary APN | 20-08-33-129-023 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,909 sqft Living Area |
| 1st Floor Area | 1,597 sqft |
| Basement Area | 1,597 sqft |
| Unfinished Basement | 1,597 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 128 ft deep x 75 ft wide |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 46521 WHITE CAP DR |
|---|---|
| City | MACOMB |
| State | MI |
| Zip | 48044-5757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | RIVERWOODS SUB #4 LOT 244 LIBER: 140 PAGES: 1-6 |
| Legal Subdivision | RIVERWOODS SUB |
| Legal Lot Number | 244 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | MACOMB |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 224201 |
Source: Macomb County records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 46521 WHITE CAP DR, MACOMB, MI 48044-5757 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2021 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Jul 31, 2019 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HALL FINANCIAL GROUP |
| Dec 24, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2004 · Amount on Record |
| Deed Sale | Apr 15, 2004 · Amount on Record |
| Prior Sale | Apr 12, 2004 · Amount on Record |
| Deed Document Number | 20044088195 |
| Deed Book / Page | 15271 / 920 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 46521 WHITE CAP DR, MACOMB, MI 48044-5757 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 46521 WHITE CAP DR, MACOMB, MI 48044-5757 |
| Document Number | 2102160269 |
|---|---|
| Date | Apr 20, 2021 |
| Book Page | 27581/108 |
| Instrument | 202102160269 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Apr 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 46521 WHITE CAP DR, MACOMB, MI 48044-5757 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000084911 |
|---|---|
| Date | Jul 31, 2019 |
| Book Page | 26103/457 |
| Instrument | 9084911 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 46521 WHITE CAP DR, MACOMB, MI 48044-5757 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 46521 WHITE CAP DR, MACOMB, MI 48044-5757 |
| Document Number | 2200016777 |
|---|---|
| Date | Feb 3, 2022 |
| Book Page | 28406/837 |
| Instrument | 202200016777 |
| Name | HALL FINANCIAL GROUP |
|---|---|
| Type | Non-Lending Institution |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 46521 WHITE CAP DR, MACOMB, MI 48044-5757 |
| Document Number | 0000001441 |
| Instrument Date | Dec 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 46521 WHITE CAP DR MACOMB MI 480445757, MACOMB, MI 48044-5757 |
| Document Number | 0000001441 |
|---|---|
| Date | Jan 3, 2019 |
| Book Page | 025754/000400 |
| Instrument | 1441 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 2, 2044 |
Source: Macomb County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Macomb Township |
| Unified School District | Chippewa Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $262,500 (+21.81%) | $525,000 (+21.81%) | |
| 2025 | $5,608.00 (+13.13%) | ||
| 2023 | $215,500 | $431,000 | |
| 2022 | $4,957.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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