4653 Egypt Rd, Cambridge, MD 21613 Property Records

Dorchester County property record for 4653 Egypt Rd, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,904 sqft · built 1928
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,744 (2026)
Deeds & Mortgages	Jun 2021 Line of Credit Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`09-201688`

Property Details

APN / Parcel Number

Primary APN	`09-201688`
Alternative APNs	`9201688` `201688`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,904 sqft Total Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Porch	Slab
Porch Area	496 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	201688
Street Address	4653 EGYPT RD
City	CAMBRIDGE
State	MD
Zip	21613-3701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AC
Legal Description	3 ACRES E/S EGYPT ROAD
Legal Subdivision	MAX LINDNER LAND
Jurisdiction	DORCHESTER MD
Township / Civil Division	9, CHURCH CREEK
Census Block Group	2
Census Block	2030
Census Tract	970804

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4653 EGYPT RD, CAMBRIDGE, MD 21613-3701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Deed of Trust, Mortgage · Line of Credit MIDATLANTIC FARM CREDIT ACA
Jun 25, 2021	Deed of Trust, Mortgage MIDATLANTIC FARM CREDIT ACA
Feb 28, 2017	Deed of Trust, Mortgage PROVIDENT STATE BANK INC
Apr 12, 2018	Deed of Trust, Mortgage · Commercial Mortgage PROVIDENT STATE BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2008
Deed Sale	Apr 1, 2008
Deed Document Number	200870966
Deed Book / Page	859 / 384
Last Transfer Date	Dec 15, 2008
Transfer Doc	MLB008940538
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	4653 EGYPT RD, CAMBRIDGE, MD 21613-3701
Transaction Type	Mortgage
Record Updated	Jul 13, 2021
Title Company	EASTERN MT TITLE COMPANY, EASTERN SHORE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016600503
Date	Jun 25, 2021
Book Page	1660/503

Lender

Name	MIDATLANTIC FARM CREDIT ACA
Type	Bank
Address	WESTMINSTER, MD 21157

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	4653 EGYPT RD, CAMBRIDGE, MD 21613-3701
Transaction Type	Mortgage
Record Updated	Jul 13, 2021
Title Company	EASTERN MT TITLE COMPANY, EASTERN SHORE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016600494
Date	Jun 25, 2021
Book Page	1660/494

Lender

Name	MIDATLANTIC FARM CREDIT ACA
Type	Bank

Agreement

Amount	Amount Recorded

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	4653 EGYPT RD, CAMBRIDGE, MD 21613-3701
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013860203
Date	Feb 28, 2017
Book Page	1386/203
Instrument	1386-203

Lender

Name	PROVIDENT STATE BANK INC
Type	Bank
Address	CAMBRIDGE, MD 21613

Agreement

Amount	Amount Recorded

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	4653 EGYPT RD, CAMBRIDGE, MD 21613-3701
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014570079
Date	Apr 12, 2018
Book Page	1457/079

Lender

Name	PROVIDENT STATE BANK INC
Type	Bank
Address	PRESTON, MD 21655

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,744.00 (+5%) Homeowner's exemption	$155,900 (+6.68%) Land $33,000 Building $122,900	$155,900 (-) Land $33,000 Building $122,900
2025	$1,661.00 (+13.22%) Homeowner's exemption	$146,133 (+15.43%)	$155,900 (+23.14%) Land $33,000 Building $122,900
2023	$1,467.00 Homeowner's exemption	$126,600 Land $33,000 Building $93,600	$126,600 Land $33,000 Building $93,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 196 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	196 in force
Nearby Flood Claims	178 (1978–2026)
Claims Outside the SFHA	2 of 178
Most Recent Claim	Apr 2026 · other causes
Claims by Event	Tropical Storm Isaias, Aug 2020 · 3 claims Hurricane Sandy, Oct 2012 · 2 claims Hurricane Isabel, Sep 2003 · 112 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 89% of Maryland
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

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