4631 Egypt Rd, Cambridge, MD 21613 Property Records

Dorchester County property record for 4631 Egypt Rd, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,226 sqft · built 1962
Lot Size	1.04 acres (45,302 sqft)
Owner	2 Individual Names on Record
Tax Bill	$60 (2026)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`09-195521`

Property Details

APN / Parcel Number

Primary APN	`09-195521`
Alternative APNs	`9195521` `195521`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,226 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Conventional
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	45,302 sqft (1.04 acres)
Garage Type	Detached
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	208 sqft
Deck Area	500 sqft
Shed	1 Shed
Shed Area	1,344 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	195521
Street Address	4631 EGYPT RD
City	CAMBRIDGE
State	MD
Zip	21613-3701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AC
Legal Description	1.04 ACRES E/S EGYPT ROAD
Legal Subdivision	THEODORE E MALKUS LANDS
Jurisdiction	DORCHESTER MD
Township / Civil Division	9, CHURCH CREEK
Census Block Group	2
Census Block	2030
Census Tract	970804

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4631 EGYPT RD, CAMBRIDGE, MD 21613-3701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2024	Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Oct 23, 2020	Deed of Trust, Transfer · FHA Mortgage ELEVEN MTG
Dec 29, 2020	Grant Deed, Transfer · FHA Mortgage ELEVEN MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2024
Deed Sale	Sep 26, 2024
Prior Sale	Jan 10, 2024 · Amount on Record
Deed Book / Page	1902 / 221
Prior Transfer Date	Sep 18, 2024
Prior Transfer Doc	0019020221
Record Updated	Oct 29, 2026

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Jan 10, 2024
Property Address	4631 EGYPT RD, CAMBRIDGE, MD 21613-3701
Document Number	0018530170
Book / Page	1853 / 170
Map Reference	LB 24 FO 71
Instrument Date	Aug 22, 2023
Transaction Type	Transfer
Record Updated	Jan 26, 2024
Title Company	LIBERTY TITLE ESCROW/MD LLC, LIBERTY T&E OF MD LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4631 EGYPT RD, CAMBRIDGE, MD 21613-3701

Mortgage

Document Number	0001853177
Date	Jan 10, 2024
Instrument	1853-177

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Sep 1, 2053

October 2020: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	4631 EGYPT RD, CAMBRIDGE, MD 21613-3701
Document Number	0016060460
Instrument Date	Oct 23, 2020
Transaction Type	Transfer
Record Updated	Dec 7, 2020
Title Company	OTHER

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4631 EGYPT RD CAMBRIDGE MD 216133701, CAMBRIDGE, MD 21613-3701

Mortgage

Document Number	0016060460
Date	Nov 5, 2020
Book Page	001606/000460

Lender

Name	ELEVEN MTG
Address	PLANO, TX 75024

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2050

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER MD
Recording Date	Dec 29, 2020
Property Address	4631 EGYPT RD, CAMBRIDGE, MD 21613-3701
Document Number	0016180138
Book / Page	001618 / 000138
Instrument Date	Oct 23, 2020
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4631 EGYPT RD CAMBRIDGE MD 216133701, CAMBRIDGE, MD 21613-3701

Mortgage

Document Number	16060460
Date	Dec 29, 2020
Book Page	001606/000460

Lender

Name	ELEVEN MTG
Address	PLANO, TX 75024

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 28, 2050

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$60.00	$241,500 (+7.89%) Land $30,000 Building $211,500	$241,500 (-) Land $30,000 Building $211,500
2025	$60.00 (-97.22%)	$223,833 (+18.74%)	$241,500 (+28.12%) Land $30,000 Building $211,500
2023	$2,156.00 Homeowner's exemption	$188,500 Land $30,000 Building $158,500	$188,500 Land $30,000 Building $158,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 196 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	196 in force
Nearby Flood Claims	178 (1978–2026)
Claims Outside the SFHA	2 of 178
Most Recent Claim	Apr 2026 · other causes
Claims by Event	Tropical Storm Isaias, Aug 2020 · 3 claims Hurricane Sandy, Oct 2012 · 2 claims Hurricane Isabel, Sep 2003 · 112 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 94% of Maryland
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G and 4G LTE (outdoors only)

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