4651 Centennial Dr, Wade, NC 28395 Property Records

Cumberland County property record for 4651 Centennial Dr, Wade, NC 28395

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,877 sqft · built 2010
Lot Size	3.09 acres (134,600 sqft)
Owner	Individual Name on Record
Last Sale	$329,000 (Dec 2018)
Tax Bill	$3,528 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0590-25-4430`

Property Details

APN / Parcel Number

Primary APN	`0590-25-4430`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,877 sqft Heated Area
1st Floor Area	2,400 sqft
Bonus Room	Bonus Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Combination
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	134,600 sqft (3.09 acres)
Lot Dimensions	436 ft deep x 384 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Patio
Porch Area	325 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	4651 CENTENNIAL DR
City	WADE
State	NC
Zip	28395-9116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	ORCHARD PARK CORR LO:27 SE:01 PL:0126-0083
Legal Subdivision	ORCHARD PARK
Legal Block	25
Legal Lot Number	27
Jurisdiction	CUMBERLAND NC
Township / Civil Division	EASTOVER
Census Block Group	1
Census Block	1065
Census Tract	2701

Owner

Source: Cumberland County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4651 CENTENNIAL DR, WADE, NC 28395-9116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 6, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2018 · Amount on Record
Deed Sale	Dec 6, 2018 · Amount on Record
Prior Sale	Sep 3, 2012 · Amount on Record
Deed Document Number	201835416
Deed Book / Page	10416 / 336
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	4651 CENTENNIAL DR, WADE, NC 28395-9116
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	FIDELITY NATIONAL TITLE-OR, FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0110600890
Date	Mar 17, 2021
Book Page	11060/890
Instrument	12353

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Dec 6, 2018
Property Address	4651 CENTENNIAL DR, WADE, NC 28395-9116
Document Number	0104160336
Book / Page	010416 / 000336
Instrument Date	Nov 26, 2018
Instrument	35416
Transaction Type	Transfer
Record Updated	Dec 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$657.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4651 CENTENNIAL DR WADE NC 283959116, WADE, NC 28395-9116

Mortgage

Document Number	104160339
Date	Dec 6, 2018
Book Page	010416/000339
Instrument	35417

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2048

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,528.00
2025	$3,528.00 (+8.52%)	$394,622 (+24.61%) Land $55,000 Building $339,622	$394,622 (+24.61%) Land $55,000 Building $339,622
2024	$3,251.00 (+1.15%)	$316,692 (-) Land $50,000 Building $266,692	$316,692 (-) Land $50,000 Building $266,692
2023	$3,214.00 (+1.16%)	$316,692 Land $50,000 Building $266,692	$316,692 Land $50,000 Building $266,692
2022	$3,177.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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