4621 Centennial Dr, Wade, NC 28395 Property Records

Cumberland County property record for 4621 Centennial Dr, Wade, NC 28395

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,216 sqft · built 2017
Lot Size	2.93 acres (127,631 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (May 2025)
Tax Bill	$3,646 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0590-25-6101`

Property Details

APN / Parcel Number

Primary APN	`0590-25-6101`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,216 sqft Heated Area
1st Floor Area	1,802 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	127,631 sqft (2.93 acres)
Lot Dimensions	412 ft deep x 332 ft wide
Garage Area	798 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Patio
Porch Area	250 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	4621 CENTENNIAL DR
City	WADE
State	NC
Zip	28395-9116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	ORCHARD PARK CORR LO:28 SE:01 PL:0126-0083
Legal Subdivision	ORCHARD PARK
Legal Block	25
Legal Lot Number	28
Jurisdiction	CUMBERLAND NC
Township / Civil Division	EASTOVER
Census Block Group	1
Census Block	1065
Census Tract	2701

Owner

Source: Cumberland County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4621 CENTENNIAL DR, WADE, NC 28395-9116
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 16, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Feb 11, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 12, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 21, 2017	Warranty Deed, Subdivision Related Transfer · VA Mortgage BLUE RIDGE BANK NA
May 9, 2017	Warranty Deed, Construction Loan · Construction Mortgage ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2025 · Amount on Record
Deed Sale	May 7, 2025 · Amount on Record
Prior Sale	Nov 21, 2017 · Amount on Record
Deed Document Number	202513469
Deed Book / Page	12230 / 114
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	4621 CENTENNIAL DR, WADE, NC 28395-9116
Transaction Type	Mortgage
Record Updated	Apr 7, 2022
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSINGS SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0114260351
Date	Mar 23, 2022
Book Page	11426/351
Instrument	12090

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	4621 CENTENNIAL DR, WADE, NC 28395-9116
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0105670042
Date	Aug 16, 2019
Book Page	10567/42
Instrument	25647

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	4621 CENTENNIAL DR, WADE, NC 28395-9116
Transaction Type	Mortgage
Record Updated	Mar 1, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0110230177
Date	Feb 11, 2021
Book Page	11023/177
Instrument	6558

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	4621 CENTENNIAL DR, WADE, NC 28395-9116
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0107610779
Date	May 12, 2020
Book Page	10761/779
Instrument	16102

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Oct 1, 2049

November 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Nov 21, 2017
Property Address	4621 CENTENNIAL DR, WADE, NC 28395-9116
Document Number	0102080535
Book / Page	10208 / 535
Instrument Date	Nov 16, 2017
Instrument	36757
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4621 CENTENNIAL DR, WADE, NC 28395-9116

Mortgage

Document Number	36758
Date	Nov 21, 2017
Instrument	36758

Lender

Name	BLUE RIDGE BANK NA

Agreement

Type	VA Mortgage
Amount	Amount Recorded

May 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	May 9, 2017
Property Address	4621 CENTENNIAL DR, WADE, NC 28395-9116
Document Number	0100870787
Book / Page	010087 / 000787
Instrument Date	May 8, 2017
Instrument	14492
Transaction Type	Construction Loan
Record Updated	Jun 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2212 HOPE MILLS RD FAYETTEVILLE NC 283044228, FAYETTEVILLE, NC 28304-4228

Mortgage

Document Number	100910658
Date	May 9, 2017
Book Page	010091/000658
Instrument	15266

Lender

Address	2801 LEE AVE, SANFORD, NC 27332-6233

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 8, 2018

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,646.00 (+9.42%)
2025	$3,332.00 (+19%)	$445,290 (+37.16%) Land $55,000 Building $390,290	$445,290 (+37.16%) Land $55,000 Building $390,290
2024	$2,800.00 (+3.36%)	$324,651 (+0.71%) Land $50,000 Building $274,651	$324,651 (+0.71%) Land $50,000 Building $274,651
2023	$2,709.00 (-13.2%)	$322,351 Land $50,000 Building $272,351	$322,351 Land $50,000 Building $272,351
2022	$3,121.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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