Hamilton County property record for 4650 Smith Rd, Cincinnati, OH 45212
| Property Type | Bank, Financial Building |
|---|---|
| Details | 4,324 sqft · built 1993 |
| Lot Size | 0.819 acres (35,676 sqft) |
| Owner | Company Name on Record |
| Last Sale | $790,000 (Apr 2023) |
| Tax Bill | $28,292 (2025) |
| Deeds & Mortgages | Apr 2023 Sale Dec 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 651-0022-0021-00 |
| Primary APN | 651-0022-0021-00 |
|---|
| Total Rooms | 4 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 4,324 sqft |
| Year Built | Built 1993 |
|---|---|
| Lot Area | 35,676 sqft (0.819 acres) |
| Heating System | HVAC |
|---|
| Street Address | 4650 SMITH RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45212-2765 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Legal Description | ES SMITH RD 0.819 AC R2-T4-S34 |
| Legal Range | 02 |
| Legal Township | 04 |
| Legal Section | 34 |
| Legal Subdivision | JOHN H SANKERS ESTATE |
| Legal Lot Number | 5 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | NORWOOD |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 25401 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1751 BUNGALOW ST, WEST BLOOMFIELD, MI 48324-1225 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Apr 19, 2023 | Warranty Deed, Transfer LOUISVILLE TITLE AGENCY |
| Dec 6, 2017 | Grant Deed, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 19, 2023 · Amount on Record |
| Deed Sale | Apr 19, 2023 · Amount on Record |
| Prior Sale | Jan 13, 2016 · Amount on Record |
| Deed Document Number | 0000026492 |
| Deed Book / Page | 14898 / 2309 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 19, 2023 |
| Property Address | 4650 SMITH RD, CINCINNATI, OH 45212-2765 |
| Document Number | 0000026492 |
| Book / Page | 14898 / 2309 |
| Instrument Date | Apr 17, 2023 |
| Instrument | 2023-0026492 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2023 |
| Title Company | LOUISVILLE TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $790.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1751 BUNGALOW ST, WEST BLOOMFIELD, MI 48324-1225 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 6, 2017 |
| Property Address | 4650 SMITH RD, CINCINNATI, OH 45212-2765 |
| Book / Page | 013558 / 001853 |
| Instrument Date | Dec 5, 2017 |
| Instrument | 111390 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 105 RIDGEPOINTE DR COLD SPRING KY 410769091, COLD SPRING, KY 41076-9091 |
| Document Number | 0000111390 |
|---|---|
| Date | Dec 6, 2017 |
| Book Page | 013558/001853 |
| Instrument | 111390 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | 350 BUTTERMILK PIKE, LAKESIDE PARK, KY 41017-2139 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Dec 5, 2019 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Norwood City |
| Unified School District | Norwood City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $28,292.00 (+0.33%) | $409,665 (-) Land $150,959 Building $258,706 | |
| 2024 | $28,198.00 (-0.31%) | $409,665 (-) Land $150,959 Building $258,706 | |
| 2023 | $28,285.00 (+0.68%) | $409,665 (+15.15%) Land $150,959 Building $258,706 | $1,170,470 (+15.15%) Land $431,310 Building $739,160 |
| 2022 | $28,095.00 | $355,776 Land $135,069 Building $220,707 | |
| 2020 | $1,016,500 Land $385,910 Building $630,590 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORWOOD CITY PWS serves 19,870 people · EPA ID OH3101703 |
|---|---|
| Water Source | Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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