Hennepin County property record for 4650 Saint James Gate, Excelsior, MN 55331
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.25 ba · 2,000 sqft · built 1987 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $970,000 (Nov 2024) |
| Tax Bill | $12,000 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Jan 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-117-23-21-0024 |
| Primary APN | 25-117-23-21-0024 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,000 sqft Living Area |
| Gross Area | 3,823 sqft |
| 1st Floor Area | 1,170 sqft |
| 2nd Floor Area | 830 sqft |
| Basement Area | 1,063 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,075 sqft (0.92 acres) |
| Lot Dimensions | 344 ft deep x 127 ft wide |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Porch | Screened Porch |
|---|---|
| Porch Area | 216 sqft |
| Deck Area | 900 sqft |
| Patio Area | 900 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 4650 SAINT JAMES GATE |
|---|---|
| City | EXCELSIOR |
| State | MN |
| Zip | 55331-9397 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 003 BLOCK 002 T AMESBURY NORTH E 127X344X136X286 |
| Legal Range | 23 |
| Legal Township | 117 |
| Legal Section | 25 |
| Legal Quarter | 21 |
| Legal Subdivision | AMESBURY NORTH |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | DEEPHAVEN |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 27400 |
Source: Hennepin County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4650 SAINT JAMES GATE, EXCELSIOR, MN 55331-9397 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 1, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 19, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2024 · Amount on Record |
| Deed Sale | Nov 21, 2024 · Amount on Record |
| Prior Sale | Nov 6, 1997 · Amount on Record |
| Deed Document Number | 20246107508 |
| Prior Transfer Date | Dec 4, 2020 |
| Prior Transfer Doc | 0005777702 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 4650 SAINT JAMES GATE, EXCELSIOR, MN 55331-9397 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00T5982616 |
|---|---|
| Date | Nov 1, 2022 |
| Instrument | T5982616 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Type Change Date | Nov 1, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 6.5% |
| Index | Other |
| Margin | 3 |
| Max Rate | 11.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 4650 SAINT JAMES GATE, EXCELSIOR, MN 55331-9397 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4650 SAINT JAMES GATE, EXCELSIOR, MN 55331-9397 |
| Document Number | 0T05792369 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | T05792369 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Deephaven City |
| Unified School District | Minnetonka Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,000.00 (+10.5%) | $976,300 (+7.57%) Land $427,200 Building $549,100 | $976,300 (+7.57%) Land $427,200 Building $549,100 |
| 2024 | $10,860.00 (+15.21%) | $907,600 (+9.48%) Land $427,200 Building $480,400 | $907,600 (+9.48%) Land $427,200 Building $480,400 |
| 2023 | $9,426.00 Homeowner's exemption | ||
| 2022 | $829,000 Land $365,000 Building $464,000 | $829,000 Land $365,000 Building $464,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures