Hennepin County property record for 4625 Saint James Gate, Excelsior, MN 55331
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,894 sqft · built 1987 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $870,661 (Apr 2022) |
| Tax Bill | $13,251 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Apr 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-117-23-21-0011 |
| Primary APN | 25-117-23-21-0011 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,894 sqft Living Area |
| Gross Area | 6,100 sqft |
| 1st Floor Area | 3,294 sqft |
| 2nd Floor Area | 600 sqft |
| Basement Area | 1,186 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Wood |
| Lot Area | 40,075 sqft (0.92 acres) |
| Lot Dimensions | 176 ft deep x 236 ft wide |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 816 sqft |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 324 sqft |
| Deck Area | 360 sqft |
| Patio Area | 360 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 4625 SAINT JAMES GATE |
|---|---|
| City | EXCELSIOR |
| State | MN |
| Zip | 55331-9271 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 005 BLOCK 001 T AMESBURY NORTH W 236X176X229X231 |
| Legal Range | 23 |
| Legal Township | 117 |
| Legal Section | 25 |
| Legal Quarter | 21 |
| Legal Subdivision | AMESBURY NORTH |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | DEEPHAVEN |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 27400 |
Source: Hennepin County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4625 SAINT JAMES GATE, EXCELSIOR, MN 55331-9271 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 6, 2025 | Deed of Trust, Mortgage · Line of Credit VERIDIAN CU |
| Apr 22, 2022 | Affidavit of Death of Joint Tenant, Transfer WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGENCY |
| Apr 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage TRADITION MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 2022 · Amount on Record |
| Deed Sale | Apr 22, 2022 · Amount on Record |
| Deed Document Number | 20225939513 |
| Prior Transfer Date | Mar 13, 2018 |
| Prior Transfer Doc | 0005518267 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 4625 SAINT JAMES GATE, EXCELSIOR, MN 55331-9271 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4625 SAINT JAMES GATE, EXCELSIOR, MN 55331-9271 |
| Document Number | 00T6161976 |
|---|---|
| Date | Oct 6, 2025 |
| Instrument | T6161976 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 5, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Apr 22, 2022 |
| Property Address | 4625 SAINT JAMES GATE, EXCELSIOR, MN 55331-9271 |
| Document Number | 00T5939513 |
| Instrument Date | Apr 13, 2022 |
| Instrument | T5939513 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2022 |
| Title Company | WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1122 UNDERHILL CIR, LONG LAKE, MN 55356-9483 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Apr 22, 2022 |
| Property Address | 4625 SAINT JAMES GATE, EXCELSIOR, MN 55331-9271 |
| Document Number | 00T5939514 |
| Instrument Date | Mar 15, 2022 |
| Instrument | T5939514 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2022 |
| Title Company | TITLE SMART INC, TITLESMART INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,873.18 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4625 SAINT JAMES GATE, EXCELSIOR, MN 55331-9271 |
| Document Number | 00T5939515 |
|---|---|
| Date | Apr 22, 2022 |
| Instrument | T5939515 |
| Name | TRADITION MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Deephaven City |
| Unified School District | Minnetonka Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,251.00 (+18.42%) | $1,069,800 (+10.29%) Land $427,200 Building $642,600 | $1,069,800 (+10.29%) Land $427,200 Building $642,600 |
| 2023 | $11,190.00 Homeowner's exemption | ||
| 2022 | $970,000 Land $365,000 Building $605,000 | $970,000 Land $365,000 Building $605,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures