Boulder County property record for 4650 Ludlow St, Boulder, CO 80305
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.75 ba · 1,800 sqft · built 1964 |
| Lot Size | 0.16 acres (6,948 sqft) |
| Owner | Individual Name on File |
| Last Sale | $565,000 (Nov 2015) |
| Tax Bill | $5,220 (2025) |
| Deeds & Mortgages | Jan 2025 Line of Credit Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1577-09-3-06-015 |
| Primary APN | 1577-09-3-06-015 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,800 sqft Living Area |
| Gross Area | 2,375 sqft |
| 1st Floor Area | 1,000 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 800 sqft |
| Unfinished Basement | 200 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 6,948 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 375 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Account Number | R0012847 |
|---|---|
| Street Address | 4650 LUDLOW ST |
| City | BOULDER |
| State | CO |
| Zip | 80305-6749 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 BLK 7 HY VIEW |
| Legal Range | 70 |
| Legal Township | 1S |
| Legal Section | 09 |
| Legal Subdivision | HY VIEW - BO |
| Legal Block | 7 |
| Legal Lot Number | 15 |
| Jurisdiction | BOULDER CO |
| Township / Civil Division | BOULDER |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 12508 |
4650 Ludlow St is owned and occupied by an individual who bought it in November 2015.
Source: Boulder County records, as of September 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4650 LUDLOW ST, BOULDER, CO 80305-6749 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 6, 2025 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF COLORADO |
| Jul 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PIVOT LNDG GROUP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2015 · Amount on File |
| Deed Sale | Nov 19, 2015 · Amount on File |
| Prior Sale | Jul 5, 2000 · Amount on File |
| Deed Document Number | 20153486226 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOULDER CO |
| Property Address | 4650 LUDLOW ST, BOULDER, CO 80305-6749 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0004072282 |
|---|---|
| Date | Jan 6, 2025 |
| Instrument | 4072282 |
| Name | CREDIT UNION OF COLORADO |
|---|---|
| Type | Credit Union |
| Address | DENVER, CO 80238 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 5, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOULDER CO |
| Property Address | 4650 LUDLOW ST, BOULDER, CO 80305-6740 |
| Document Number | 0003807862 |
| Instrument Date | Jul 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2020 |
| Title Company | ASCENDANT TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 3605 TABLE MESA DR #M620 BOULDER CO 803055866, M620, BOULDER, CO 80305-5866 |
| Document Number | 0003807862 |
|---|---|
| Date | Aug 19, 2020 |
| Instrument | 3807862 |
| Name | PIVOT LNDG GROUP |
|---|---|
| Address | LITTLETON, CO 80127 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 18, 2050 |
The 2025 property tax bill for 4650 Ludlow St was $5,220.
Source: Boulder County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Boulder County |
| Municipality | Boulder City |
| Unified School District | Boulder Valley School District RE-2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $54,815 (+0.11%) Land $27,119 Building $27,696 | $876,100 (-) Land $468,800 Building $407,300 | |
| 2025 | $5,220.00 | $54,756 Land $29,300 Building $25,456 | $876,100 Land $468,800 Building $407,300 |
| 2023 | $5,085.00 (+14.27%) | $62,572 (+30.57%) Land $34,626 Building $27,946 | $933,900 (+35.45%) Land $516,800 Building $417,100 |
| 2022 | $4,450.00 | $47,921 Land $25,778 Building $22,143 | $689,500 Land $370,900 Building $318,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4650 Ludlow St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4650 Ludlow St is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 54% of Colorado |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BOULDER serves 166,080 people · EPA ID CO0107152 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ayva Networks Fixed Wireless | 2,500 / 2,500 |
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| LiveWireNet Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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